Fundings

Fundings2018-10-02T10:41:12+00:00

1.6 million dollar Commercial property with No DSCR or Cash Flow test!
Loan Amount: $ 800,000
Broker Commission: $ 20,000
Athas Account Executive: Shaedon Boudreaux
Account Executive Phone Number: 805-624-1387
Account Executive Email: shaedon@athascapital.com
FICO: 725
Credit Grade: A+
Term Requested: 2 year IO
Interest Rate: 7.99%
Prepay Protection: NONE
Occupancy: NOO
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: Multi Family
Special Circumstances: Property is a 6 unit in Los Angeles zoned as legal non-conforming (grandfathered use). Athas found comfort in the nature of this property and did NOT cash flow or DSCR the property, nor did Athas request ANY income docs, ANY assets or reserves, and we did not even check for ANY proof of down payment!
Highlights of this Deal: Commercial Property, No DSCR, No proof of Down Payment, Exception on Non-Conforming Property.
PLEASE CALL SHAEDON BOUDREAUX AT 805-624-1387 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Funded in eight days!!! Broker paid five points, rural property
Loan Amount: $ 65,000
Broker Commission: $ 3,250.00
Athas Account Executive: Todd Clay Soronen
Account Executive Phone Number: 818-930-5562
Account Executive Email: tsoronen@aol.com
FICO: 755
Credit Grade: A+
Term Requested: 12 month
Interest Rate: 9.99%
Prepay Protection: No prepayment penalty
Occupancy: investment
City and State Collateral was Located in: Barstow, CA
Type of Collateral: SFR
Special Circumstances: small loan amount, rural, broker’s first submission with Athas!!!
Highlights of this Deal: FAST FUNDING. Eight days!!!
PLEASE CALL Todd Clay Soronen AT 818-930-5562 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Lightening Speed Turn Time!
Loan Amount: $ 446,132
Broker Commission: $ 8,922
Athas Account Executive: Talar Yilmazian
Account Executive Phone Number: 818-930-5560
Account Executive Email: Talar@athascapital.com
FICO: 722
Credit Grade: A
Term Requested: 5/1 Arm 30 Year Fully Amortized
Interest Rate: 5.875%
Prepay Protection: Yes
Occupancy: Owner Occupied
City and State Collateral was Located in: Lathrop, CA
Type of Collateral: SFR
Special Circumstances: File was initially with another lender who was unable to complete the transaction at the requested LTV, we were able to come in and qualify the borrower under 90%LTV.
Highlights of this Deal: File was submitted and clear to close given all in under 10 DAYS.
PLEASE CALL Talar Yilmazian AT 818-930-5560 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Quick close in the Lone Star State
Loan Amount: $ 227,625
Broker Commission: $ 4,553
Athas Account Executive: Wesley Olison
Account Executive Phone Number: 818-877-4452
Account Executive Email: wesley@athascapital.com
FICO: 672
Credit Grade: A
Term Requested: 36months
Interest Rate: 10.99
Prepay Protection: 1 year
Occupancy: Investment
City and State Collateral was Located in: Corpus Christi, Tx
Type of Collateral: SFR
Special Circumstances: Fast close needed to meet an expiring purchase contract
Highlights of this Deal: No source or Seasoning of Down payment

Well known musician with a famous band get’s loan approved on a P&L Only!
Loan Amount: $ 517,300
Broker Commission: $ 7759
Athas Account Executive: William L Woodcock
Account Executive Phone Number: 818-877-4323
Account Executive Email: william@athascapital.com
FICO: 667
Credit Grade: A-
Term Requested: 30 year
Interest Rate: 6.25
Prepay Protection: none
Occupancy: Owner Occupied
City and State Collateral was Located in: Ojai, CA
Type of Collateral: SFR
Special Circumstances: Borrowers needed to qualify on P & L only.
Highlights of this Deal: Borrow is a longtime musician with a well-known band. He operates a LLC where he receives all his income. We were able to prove ATR based on a profit and loss only and fund in three weeks.
PLEASE CALL William L Woodcock AT 818-877-4323 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Rescue in the Pacific Northwest!
Loan Amount: $ 851,250
Broker Commission: $ 8,512.50
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818-930-5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 775
Credit Grade: “A+”
Term Requested: 60 Months
Interest Rate: 9.990
Prepay Protection: 5 Years
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Seattle, WA.
Type of Collateral: SFR
Special Circumstances: Prior bridge past due and payable.
Highlights of this Deal: No income or reserves required. Closed in 9 working days, saving over $9,450 in per diem.
PLEASE CALL ALVIN R. GREENE AT 818-930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Beverly Hills Closer!
Loan Amount: $ 3,587,500
Broker Commission: $ 35,875.00
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818-930-5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 611
Credit Grade: “B”
Term Requested: 12 Months
Interest Rate: 9.500
Prepay Protection: None!
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Beverly Hills, CA.
Type of Collateral: SFR
Special Circumstances: Rush purchase to avoid trust sale.
Highlights of this Deal: Borrower was given 3 weeks to complete exclusive option to buy prior to estate sale. No income or reserves required. Closed in 8 working days.
PLEASE CALL ALVIN R. GREENE AT 818-930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

QUICK NO INCOME UNDER THE FLORIDA SUN!
Loan Amount: $ 308,000
Broker Commission: $ 12,320Í
Athas Account Executive: Brandon Zimmer
Account Executive Phone Number: 818.877.4241
Account Executive Email: BrandonZ@athascapital.com
FICO: 653
Credit Grade: A-
Term Requested: 3/1 ARM
Interest Rate: 7.75
Prepay Protection: 3 year
Occupancy: NOO
City and State Collateral was Located in: HALLANDALE BEACH, FL 33009
Type of Collateral: CONDO
Special Circumstances: BORROWER WANTED QUICK CASH OUT TO USE TO ACQUIRE ANOTHER PROPERTY. HE DIDN’T WANT TO MISS OUT ON THE CHANCE TO PICK UP ANOTHER INCOME PRODUCING PROPERTY ON THE CHEAP.
Highlights of this Deal: ATHAS MOVED QUICKLY TO PULL THE DEAL TOGETHER. MOVED QUICKLY AND GOT THE LOAN FUNDED IN 13 BUSIENSS DAYS! BORROWER WAS ABLE TO PAY FOR THE OTHER PROPERTY ALL CASH!
PLEASE CALL BRANDON ZIMMER AT 818.877.4241 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Seasoned investor chooses Athas Capital’s No Doc Program!
Loan Amount: $975,000.00
Broker Commission: $19,500.00
Athas Account Executive: Diego Bedoya
Account Executive Phone Number: 818-930-5587
Account Executive Email: Diego@athascapital.com
FICO: 731
Credit Grade: A
Term Requested: 3/1 ARM
Interest Rate: 7.49%
Prepay Protection: YES
Occupancy: NON-OWNER OCCUPIED
City and State Collateral was Located in: BROOKLYN, NY
Type of Collateral: 2 UNITS
Special Circumstances: Borrower needed No Doc program with a quick close to use the proceeds to acquire another property.
Highlights of this Deal: Athas Capital’s team was able to get this loan done in a timely manner for the borrower, which allowed him proceed with his new purchase.
PLEASE CALL DIEGO BEDOYA AT 818-930-5587 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$200,000 Refi Non-Prime, Non-Owner at 6.75%.
Loan Amount: $ 220,000
Broker Commission: $ 3300
Athas Account Executive: Desmond Welsh
Account Executive Phone Number: 818.877.4512
Account Executive Email: desmond@athascapital.com
FICO: 772
Credit Grade: A+
Term Requested: 30/30
Interest Rate: 6.75
Prepay Protection: 3 years
Occupancy: Non-Owner
City and State Collateral was Located in: Highland CA
Type of Collateral: 3 Units
Special Circumstances: Closed in a family trust
Highlights of this Deal: No Income Doc.

Foreign National Purchase NO PROBLEM!
Loan Amount: $ 192,500
Broker Commission: $ 5,000
Athas Account Executive: Erika Avildsen
Account Executive Phone Number: 818-930-5578
Account Executive Email: Erika@AthasCapital.com
FICO: 702
Credit Grade: A
Term Requested: 3/27
Interest Rate: 7.625%
Prepay Protection: Yes
Occupancy: N/O/O
City and State Collateral was Located in: Allen, TX
Type of Collateral: SFR
Special Circumstances: Foreign National Borrower needed a quick loan to purchase an investment property.
Highlights of this Deal: Stated/Foreign National Loan.
PLEASE CALL ERIKA AVILDSEN AT 818-930-5578 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

This Loan Was – NO INCOME STATED / NO RESERVES / NO DEBT SERVICING – And A QUICK CLOSE!
Loan Amount: $ 971,250.00
Broker Commission: $ 19,425.00
Athas Account Executive: George Pencak
Account Executive Phone Number: 818-877-4295
Account Executive Email: George@AthasCapital.com
FICO: 800
Credit Grade: A+
Term Requested: 7/23
Interest Rate: 7.125%
Prepay Protection: 3 years
Occupancy: NON/Owner
City and State Collateral was Located in: West Palm Beach, Florida
Type of Collateral: Single Family Residence
Special Circumstances:
Highlights of this Deal: Seasoned Broker provided Athas Capital with requested docs for a quick close!
PLEASE CALL GEORGE PENCAK AT 818-877-4295 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Borrower’s rental was in NOD, needed quick close to avoid foreclosure sale. Athas closed loan in 12 days and borrower saved 250k in equity.
Loan Amount: $ 370,000
Broker Commission: $ 9,250
Athas Account Executive: James Amerian
Account Executive Phone Number: (818) 877-4456
Account Executive Email: james@athascapital.com
FICO: 611
Credit Grade: D
Term Requested: 3yr
Interest Rate: 10.5%
Prepay Protection: 1 yr
Occupancy: Non Owner
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: multi family 3 unit
Special Circumstances: Property in NOD, retired borrower needed quick close to avoid sale. Athas stepped up and was able to get the borrower needed funds plus cash out to fix up property.
Highlights of this Deal: 12 days from submission to fund…cash out…avoided foreclosure…saved 250k!!! Athas to the rescue!
PLEASE CALL James Amerian AT (818) 877-4456 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$1,600,000 purchase of SFR closed under unique P&L only program!
Loan Amount: $ 1,200,000
Broker Commission: $ 18,000
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@athascapital.com
FICO: 642
Credit Grade: B
Term Requested: 5/1 ARM, 30 year term
Interest Rate: 7.875
Prepay Protection: None
Occupancy: Owner
City and State Collateral was Located in: Arcadia, Ca
Type of Collateral: SFR
Special Circumstances: Borrower was able to utilize Athas Capital Groups unique P&L only program. Athas is the only lender in industry offering this program. Call rep for details.
Highlights of this Deal: After being turned away from other banks when utilizing traditional bank statement program, borrower was able to close on his $1.6 million purchase with Athas Capital just before the closing date hit.
PLEASE CALL JEFF KRECIOCH AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$1,950,000 Hard money loan saves borrower from property tax sale just in the nick of time!
Loan Amount: $ 1,950,000
Broker Commission: $ 58,500
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@athascapital.com
FICO: 673
Credit Grade: D
Term Requested: 12 months
Interest Rate: 9.5%
Prepay Protection: None
Occupancy: Owner/User of commercial office building
City and State Collateral was Located in: Los Angeles, Ca
Type of Collateral: Office Building
Special Circumstances: The borrower was facing foreclosure because he hadn’t paid his property taxes for years, this accumulated to over $200,000 in back taxes.
Highlights of this Deal: Athas Capital Group was able to secure financing for the building in the nick of time right before building was to be auctioned off.
PLEASE CALL JEFF KRECIOCH AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Purchase: Bridge loan for Non-owner occ purchase. Qualifying the borrower on a NO DOC program.
Loan Amount: $1,155,000
Broker Commission: $25,043.75
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 818-877-4240
Account Executive Email: jon@athascapital.com
FICO: 749
Credit Grade: A+
Term Requested: 24 Months
Interest Rate: 9.99%
Prepay Protection: 0 prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Sacramento, CA
Type of Collateral: SFR
Special Circumstances: Borrower was purchasing a Super Jumbo Nonowner occ. property to rent out for Business purpose. Athas’s in house staff & underwriters were working enthusiastically w/ the Broker & Borrower to close the purchase loan on time. The file closed on time w/ Team Athas’s & the broker working together as a team.
PLEASE CALL JON AT 818-877-4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Renter closes on Jumbo Investment loan with NO Income Proof what so ever!
Loan Amount: $785,000.00
Broker Commission: $11,775.00
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 818-877-4240
Account Executive Email: jon@athascapital.com
FICO: 702
Credit Grade: “A“
Term Requested: Fully Amortized 3/1 ARM
Interest Rate: 8.375%
Prepay Protection: Three Years
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: North Hollywood, CA
Type of Collateral: 4 Unit
Special Circumstances: Our borrower is a renter at his primary residence. This refinance was done on our Non-Prime program.
Highlights of this Deal: Investors was able to utilize his equity to reinvest into additional real estate, even though he was a renter Athas Capital gave him the best loan possible.
PLEASE CALL Jon Nierengarten 818-877-4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Funded in under 10 days
Loan Amount: $308,000.00
Broker Commission: $6,160.00
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 310-422-6897
Account Executive Email: jon@AthasCapital.com
FICO: 607
Credit Grade: B
Term Requested: 3yr arm
Interest Rate: 6.72%
Prepay Protection: 3yrs
Occupancy: Non Owner Occupied
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: 3 unit residential
Special Circumstances: There were several Title issues needing to clear. Athas exceptional back office cleaned this file quickly.
Highlights of this Deal: Deal closed in under 10 business days
PLEASE CALL Jon Nierengarten AT 818-877-4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Cool Cash out in Phoenix… to Build a Pool in Summer!
Loan Amount: $ 858,000
Broker Commission: $ 500
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 818-877-4240
Account Executive Email: jon@athascapital.com
FICO: 671
Credit Grade: A
Term Requested: 24 months
Interest Rate: 8.5
Prepay Protection: NO
Occupancy: Investor
City and State Collateral was Located in: Phoenix, AZ
Type of Collateral: SFR
Special Circumstances: Project was approved and appraised before permits and cert. of completion were granted. File signed/funded day the permit was closed out.
Highlights of this Deal: Deal was approved prior to borrower finishing work on home, funded day certificate of occupancy was cleared. Borrower needed to add a pool to sell at maximum list price in hot Phoenix in summer!
PLEASE CALL JON) AT (818) 877 – 4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

The Borrower needed $254,800.00 in a hurry…Athas delivered !!!
Loan Amount: $254,800.00
Broker Commission: $7,890.00
Athas Account Executive: Jacobi Wynne
Account Executive Phone Number: 818-877-4374
Account Executive Email: jacobi@athascapital.com
FICO: 589
Credit Grade: C
Term Requested: 5 YEAR FIXED
Interest Rate: 8.125%
Prepay Protection: No PrePay
Occupancy: O/O
City and State Collateral was Located in: Lakewood, CO
Type of Collateral: SFR
Special Circumstances: The borrower had come to us 2 months prior to help with a foreclosure bail-out. We helped the borrower with that loan…and after one payment to us..we were able to REFI them, with a little CASH-OUT and give them a better rate.
Highlights of this Deal: The broker tried this deal unsuccessfully with a few banks. They came back to us hesitantly…and the loan was approved and funded
PLEASE CALL JACOBI WYNNE AT (818) 877-4374 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

P&L only program saves a self-employed borrower home!!!
Loan Amount: $ 316,000
Broker Commission: $ 895.00
Athas Account Executive: Kenneth Groen
Account Executive Phone Number: 818-930-5549
Account Executive Email: Kenny@athascapital.com
FICO: 586
Credit Grade: B-
Term Requested: 5 year fixed.
Interest Rate: 8.375%
Prepay Protection: No Prepay
Occupancy: Owner Occupied
City and State Collateral was Located in: Stockton CA
Type of Collateral: SFR
Special Circumstances: BorrowerS was going to lose their home. The borrower is self-employed so not able to provide traditional documentation and took advantage of our P&L only program. We faced several hurdles but Athas was able to overcome them and save the borrower family home.
Highlights of this Deal: This was a P&L only program without bank statement. Borrower had below 600 FICO and Athas was still able to save the borrowers home from foreclosure.
PLEASE CALL KENNY GROEN AT 818-930-5549 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas creates a mortgage solution and now an investment dream is a reality.
Loan Amount: $ 140,000
Broker Commission: $ 1,400 (retail)
Athas Account Executive: Marshall Howard
Account Executive Phone Number: 818-930-5571
Account Executive Email: marshall@athascapital.com
FICO: 750
Credit Grade: A+
Term Requested: 3/27 I/O
Interest Rate: 7.99%
Prepay Protection: no-prepay
Occupancy: NOO
City and State Collateral was Located in: The Villages, FL
Type of Collateral: SFR
Special Circumstances: Borrower was in the process of buying land to build a car wash and needed funds to complete the deal with tons of documentation. Borrowers wanted to avoid the delays of conventional lending and a no income stated no income verified solution.
Highlights of this Deal: Athas was able provide the financing and meet their contract deadline which would have forced them to forfeit their earnest money deposit
PLEASE CALL Marshall Howard AT 818-930-5571 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Recent Mortgage Lates holding you back?
Loan Amount: $ 535,000
Broker Commission: $ $6,045
Athas Account Executive: MICHAEL KAMA
Account Executive Phone Number: (818) 930-5558
Account Executive Email: mkama@athascapital.com
FICO: 616
Credit Grade: B
Term Requested: 30 year fixed
Interest Rate: 7.375%
Prepay Protection: N/A
Occupancy: Owner Occupied
City and State Collateral was Located in: Yorba Linda, CA
Type of Collateral: SFR
Special Circumstances: Borrowers needed cash out to consolidate their debt. Having recent mortgage lates made it tough for them to get a loan. Came to Athas Capital and Michael Kama was able to close their loan in less than 3 weeks.
Highlights of this Deal: Cash in Hand for borrowers and a 30 year fixed loan with recent mortgage lates to help them pay off debt and improve their fico scores.
PLEASE CALL MICHAEL KAMA AT 818-930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Self-employed Owner-Occupied cash out refi, using 1099 income only.
Loan Amount: $ 1,084,000.00
Broker Commission: $ 14,000.00
Athas Account Executive: Mike Majidian
Account Executive Phone Number: 818-930-5569
Account Executive Email: Mike@athascapital.com
FICO: 762
Credit Grade: A
Term Requested: 30 Year Fixed
Interest Rate: 5.5%
Prepay Protection: NONE
Occupancy: Owner Occupied
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: SFR
Special Circumstances: Self-employed borrower receiving 1099s. Athas was able to simplify the process and qualify the borrower using compensating factors and allow to push DTI to 55%.
Highlights of this Deal: Great team work to present solutions in a timely manner to get the job done. Athas Operation department once again proved that they are the best in the industry. So fortunate to have the support of an amazing group of people.
PLEASE CALL Mike Majidian AT 818-930-5569 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“City by the Bay” closes with a FREE 1 Point Rebate and a big broker payday!
Loan Amount: $ 1,365,000
Broker Commission: $ 6,825.00 + $13,650 rebate
Athas Account Executive: Marc Noddle
Account Executive Phone Number: 818-930-5579
Account Executive Email: Mnoddle@athascapital.com
FICO: 710
Credit Grade: “A”
Term Requested: 30 years
Interest Rate: 6.475%
Prepay Protection:
Occupancy: Non Owner Occupied
City and State Collateral was Located in: San Francisco, CA
Type of Collateral: Triplex
Special Circumstances: After acquiring this property via 1031 Exchange earlier in the year, the borrower could not get conventional financing due to the property’s inability to debt service. Athas’ loan will allow the property to do improvements to 2 of the 3 units, which will allow for higher rental income potential in a thriving San Francisco real estate market.
Highlights of this Deal: The broker took advantage of Athas Capital Group’s FREE 1 Point Broker Rebate special, cutting down their borrower-paid consulting fee to only 50 bps, yet scoring a 1 point broker rebate on the back-end with NO cost to the borrower.
PLEASE CALL MARC NODDLE AT 818-930-5579 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Investment property for 1st time investor. No income stated, No income verified!
Loan Amount: $ 783,750
Broker Commission: $ 7,500 flat fee
Athas Account Executive: Nicole Cayton
Account Executive Phone Number: 818 634 6509
Account Executive Email: ncayton@athacapital.com
FICO: 677
Credit Grade: A
Term Requested: 1-year interest only no prepay
Interest Rate: 10.49%
Prepay Protection: NO Prepay
Occupancy: NON-Owner, Investment
City and State Collateral was Located in: Cambria, California
Type of Collateral: SFR
Special Circumstances: Borrower does not own primary residence and living with relatives. Athas funded loan as investment property, no income stated, no income verified. Reserves Not required.
Highlights of this Deal: Borrower is able to close first investment property and is currently searching for next investment property to purchase with few condition.
PLEASE CALL Nicole Cayton AT 818 634 6509 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NOO PURCHASE NO INCOME DOCUMENTATION
Loan Amount: $ 441,000
Broker Commission: $ 3969
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 750+
Credit Grade: A
Term Requested: 12 MOS
Interest Rate: 8.50
Prepay Protection: NONE
Occupancy: NOO
City and State Collateral was Located in: LA HABRA, CA
Type of Collateral: SFR
Special Circumstances: Borrower purchasing a NOO to beginning building his investment portfolio. Borrower did not want to prove his income and source/season the down payment. Needed to close the transaction in less than 2 weeks…
Highlights of this Deal: Success!!! We got the deal done for the borrower in less than 2 weeks. No income documentation, No Income Verification, No Reserves, No Asset Verification, No Source and seasoning on the down payment.
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Borrower is a long time real estate investor and general contractor. He wanted to take advantage of our low rates to increase his cash flow by paying off higher rate debt on other property.
Loan Amount: $136,500
Broker Commission: $2,730
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapitalgroup.com
FICO: 696
Credit Grade: A-
Term Requested: 30 years
Interest Rate: 7.95%
Prepay Protection: 3 year
Occupancy: Non-Owner
City and State Collateral was Located in: North Carolina
Type of Collateral: Townhouse
Special Circumstances: Borrower is a pillar of his community with substantial real estate holdings. He saw an opportunity to use equity built up over time to reposition his debt on other assets for better overall cash flow.
Highlights of this Deal: Borrower liked our easy no income qualifying, hassle free underwriting and great rates.
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreign National with no credit score closes in 2 weeks
Loan Amount: $ 130,000.00
Broker Commission: $ 1,360.00
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: Patty@AthasCapital.com
FICO: No Fico
Credit Grade: B
Term Requested: 3 Year Fixed
Interest Rate: 8.375
Prepay Protection: No Pre-Pay
Occupancy: NOO
City and State Collateral was Located in: Sacremento, CA
Type of Collateral: SFR
Special Circumstances: Borrower was in Mexico and we still closed this loan in 2 weeks
Highlights of this Deal: Foreign National with no credit score, needed to close within 2 weeks to save deal and Athas came through.
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Juice your CASH FLOW!! Payoff your high cost short term Hard Money with a low cost fully amortized NO INCOME Business Purpose loan. NO Balloon!!
Loan Amount: $170,800.00
Broker Commission: $2562.00
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 670
Credit Grade: “A-“
Term Requested: Fully Amortized 3/1 ARM
Interest Rate: 7.25
Prepay Protection: Three Years
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Glendale, AZ
Type of Collateral: SFR
Special Circumstances: Investor purchased property less than twelve months ago and made significant upgrades and needed to pay off a high cost hard money loan that was ballooning.
Highlights of this Deal: Investors was able to use the new appraised value and get a fully amortized thirty year low cost mortgage with no balloon.
PLEASE CALL PATTY KENNEDY 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

MILLION DOLLAR NO DOC LOAN IN LAGUNA BEACH
Loan Amount: $ 1,072,500
Broker Commission: $ 10,725
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 800
Credit Grade: A+
Term Requested: 24 Months
Interest Rate: 7.99%
Prepay Protection: No PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Laguna Beach, CA
Type of Collateral: SFR
Special Circumstances: Borrower’s loan was maturing and he needed a quick close. I was able to deliver in 10 days offering a NO DOC loan with NO income stated or verified, no reserves required or DSCR needed AND provide the borrower with 50K in cash-out in the process for his next business venture.
Highlights of this Deal:
-NO INCOME STATED OR VERIFIED!!!
-NO DSCR!!!
-NO RESERVES REQUIRED!!!
-10 DAY CLOSE!!!
PLEASE CALL PASHA PARAN AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

1.5 MILLION CASH-OUT REFI in SAN JOSE. TOO EASY.
Loan Amount: $ 1,283,750
Broker Commission: $ 12,837.50
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 725
Credit Grade: A+
Term Requested: 12 Months
Interest Rate: 7.50%
Prepay Protection: No PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: San Jose, CA
Type of Collateral: SFR
Special Circumstances: Returning investor needed to refi a loan I closed for him in January of this year for the same property. I was able to offer a NO DOC loan with NO INCOME STATED OR VERIFED and NO RESERVES REQUIRED and NO DSCR needed. The new loan offered a longer term and nearly 30K in cash-out for this investor’s next business venture.
Highlights of this Deal:
-NO INCOME STATED OR VERIFIED!!!
-NO DSCR!!!
-NO RESERVES REQUIRED!!!
PLEASE CALL PASHA PARAN AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

1.8 MILLION 3 UNIT REFI IN LOS ANGELES
Loan Amount: $ 1,847,880
Broker Commission: $ 18,478.88
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 718
Credit Grade: A+
Term Requested: 12 Months
Interest Rate: 7.99%
Prepay Protection: No PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: 3 UNIT
Special Circumstances: Investor had 4 liens against the property, 3 of which were coming due. This investor needed a NO DOC loan with NO INCOME STATED OR VERFIED and NO DSCR needed as it was a NEW BUILD and it was VACANT. The appraisal came in short and I was able to work with the lien holder in the 4th position to accept a short-pay so that we can close before an extension fee was added to his payoff on his first two liens which would have eliminated any chance of closing. Under pressure and dealing with a lien holder who was not very responsive, I was able to work diligently with the borrower to find a solution and we were able to close just in time.
Highlights of this Deal:
-NO INCOME STATED OR VERIFIED!!!
-NO DSCR!!!
-NO RESERVES REQUIRED!!!
PLEASE CALL PASHA PARAN AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

DELIVERING FUND$ IN THE FLORIDA SUN FOR AIR B&B!!!
Loan Amount: $ 450,000.00
Broker Commission: $ 9,250.00
Athas Account Executive: Rick Burkhardt
Account Executive Phone Number: 818-930-5596
Account Executive Email: RickB@athascapital.com
FICO: 720
Credit Grade: “A”
Term Requested: 5/25
Interest Rate: 6.75
Prepay Protection: 3 years
Occupancy: Investment/Non-Owner Occupied
City and State Collateral was Located in: Fort Meyers Florida
Type of Collateral: 3 Story / Air BNB
Special Circumstances: Borrowers looking for additional financing to expand Investment Portfolio
Highlights of this Deal: No Income Sated or Verified / Air BNB Refinanced in 17 Days!!!
PLEASE CALL RICK BURKHARDT AT 818-930-5596 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas Bends Over Backwards To Satisfy Yet Another Borrower!
Loan Amount: $ 409,500
Broker Commission: $ 8,757.57
Athas Account Executive: Ryan Holcombe
Account Executive Phone Number: 818-930-5590
Account Executive Email: Ryanh@athascapital.com
FICO: 682
Credit Grade: A-
Term Requested: 3/27 ARM
Interest Rate: 7.25%
Prepay Protection: 3 years
Occupancy: NOO
City and State Collateral was Located in: Riverside, CA
Type of Collateral: SFR
Special Circumstances:
Borrower needed to close this purchase on a RUSH in order to satisfy his 1031 exchange. However, the property in question was twice the size and value of his primary residence. Athas was able to make an exception to push this deal through. Not only that, but the borrower had over $100,000 in tax liens. Athas was able to accommodate the borrower to set up a closing where those liens were paid off through closing in a manner that would not incur any fees to the borrower. On top of that, Athas paid the broker on this a 1 pt FREE rebate at no cost to the borrower! Athas was able to satisfy every party on this deal making for a great closing!
Highlights of this Deal:
Borrower set up special closing for 1031 that Athas could accommodate. Borrower buying up, exception made. Broker was paid 1 pt of FREE rebate.
PLEASE CALL RYAN HOLCOMBE AT 818-930-5590 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Lease to own purchase closed quickly!
Loan Amount: $ 337,500
Broker Commission: $ 6,750
Athas Account Executive: Rand Hagenbuch
Account Executive Phone Number: (818) 877-4379
Account Executive Email: rand@athascapital.com
FICO: 748
Credit Grade: A
Term Requested: 30 years
Interest Rate: 8.125%
Prepay Protection: None
Occupancy: Owner Occupied
City and State Collateral was Located in: Boise, ID
Type of Collateral: SFR
Special Circumstances: Borrower’s were self employed and could not acquire financing conventionally. Using our 24-month bank statement program we were able to qualify and fund their loan quickly and efficiently.
Highlights of this Deal: Borrower’s were living in the home under a lease to own contract and needed a quick and easy close to purchase the home from the Lessor.
PLEASE CALL Rand Hagenbuch AT (818) 877-4379 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Unique catch phase about the deal here
Loan Amount: $470,000
Broker Commission: $4700.00 + $1500.00
Athas Account Executive: Rob Mally
Account Executive Phone Number: 877-877-1477 Ext. 2001
Account Executive Email: rob@athascapital.com
FICO: 688
Credit Grade: A-
Term Requested: 1-year I/O
Interest Rate: 10.99%
Prepay Protection: None
Occupancy: Non-Owner
City and State Collateral was Located in: San Pedro, Calif.
Type of Collateral: 3-unit
Highlights of this Deal: Co-bwr had no FICO due to being a foreign national.

27001 Agoura Road Suite 200 Calabasas Hills, CA 91301
Phone: 1-877-877-1477
Email: info@athascapital.com

Licensed under the Department of Business Oversight California Finance Lenders Law. Loans are made or arranged under the Department of Business Oversight California Finance Lenders Law License # 603 F869 NMLS# 275237