Fundings

Fundings 2018-01-02T14:14:50+00:00

“Foreclosure bailout after recently dismissed bankruptcy on property in Sylmar, CA!”
Loan Amount: $235,000
Broker Commission: $4000
Athas Account Executive: Shaedon Boudreaux
Account Executive Phone Number: 805-624-1387
Account Executive Email: shaedon@athascapital.com
FICO: 629
Credit Grade: D
Term Requested: 24 month IO
Interest Rate: 9.99%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: Sylmar, CA
Type of Collateral: SFR
Special Circumstances: Borrower entered into a bankruptcy to stave off a foreclosure on their investment property. They needed a loan to bail out the property and save their equity. Despite being renters and currently in foreclosure AND bankruptcy, Athas Capital lent 65% of the value on the home.
PLEASE CALL SHAEDON BOUDREAUX AT 805-624-1387 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“Cash out refinance on property with deferred maintenance in an irrevocable trust!”
Loan Amount: $621,400
Broker Commission: $12,428
Athas Account Executive: Shaedon Boudreaux
Account Executive Phone Number: 805-624-1387
Account Executive Email: shaedon@athascapital.com
FICO: 630
Credit Grade: B
Term Requested: 60 month IO
Interest Rate: 11.25%
Prepay Protection: 5 year
Occupancy: NOO
City and State Collateral was Located in: San Rafael, CA
Type of Collateral: 2 unit
Special Circumstances: Borrower needed cash out of an investment property to help with improvements and renovations on their real estate portfolio. They needed a long term no doc loan and Athas had just the program for them. Despite being in an irrevocable trust Athas worked with Title and found a solution for the borrower to vest the property in their name and take out cash.
PLEASE CALL SHAEDON BOUDREAUX AT 805-624-1387 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“When the other lender couldn’t perform Athas stepped in with a 2 week closing.”
Loan Amount: $ 250,000
Broker Commission: $ 7,500
Athas Account Executive: Shaedon Boudreaux
Account Executive Phone Number: 805-624-1387
Account Executive Email: Shaedon@athascapital.com
FICO: 768
Credit Grade: A+
Term Requested: Hard Money 3 year IO
Interest Rate: 9.49%
Prepay Protection: 1 year
Occupancy: NOO
City and State Collateral was Located in: Elk Grove, CA
Type of Collateral: SFR
Special Circumstances: Borrower had excellent Credit and significant money down to purchase this great investment in Elk Grove CA but the other lender had trouble with accepting their income. Close of escrow was well past its time so I stepped in a provided a no income verification deal that took everyone to funding in less than 2 weeks time.
PLEASE CALL SHAEDON BOUDREAUX AT 805-624-1387 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non-Owner occ cash out qualifying the borrower on a No doc Business purpose loan.
Loan Amount: $529,750
Broker Commission: $14,193.75
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619-408-2908
Account Executive Email: snicholl@athascapital.com
FICO: 588
Credit Grade: C
Term Requested: 2 yr
Interest Rate: 9.99
Prepay Protection: 0
Occupancy: Non-owner occ
City and State Collateral was Located in: Inglewood, CA
Type of Collateral: SFR
Special Circumstances: Borrower was able to pull cash out on a Non owner occ. for business purpose. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able tailor a solution to help the borrower qualify w/ No doc program. Athas was proud to be able to partner with this borrower to help them achieve their personal goals.
PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non-Owner occ purchase qualifying the borrower on a No doc Business purpose loan.
Loan Amount: $298,000.00
Broker Commission: $ 4470
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619-408-2908
Account Executive Email: snicholl@athascapital.com
FICO: 597
Credit Grade: B
Term Requested: 2 Year
Interest Rate: 8.5%
Prepay Protection: 0 prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Daly City, CA
Type of Collateral: SFR
Special Circumstances: Borrower was purchasing a Nonowner occ. property to rent out for a profit & required an Alternate income qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able tailor a solution to help the borrower qualify w/ No doc program. Athas was proud to be able to partner with this borrower to help them achieve their personal goals.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non-Owner occ cashout qualifying the borrower on a No doc Business purpose loan.
Loan Amount: $514,500
Broker Commission: $500
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619-408-2908
Account Executive Email: snicholl@athascapital.com
FICO: 674
Credit Grade: A
Term Requested: 2 yr
Interest Rate: 8.75
Prepay Protection: 0
Occupancy: Non-owner occ
City and State Collateral was Located in: Long Beach, CA.
Type of Collateral: Condo
Special Circumstances: Borrower was able to pull cashout on a Nonowner occ. For business purpose. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able tailor a solution to help the borrower qualify w/ No doc program. Athas was proud to be able to partner with this borrower to help them achieve their personal goals.
PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Nonwner occ purchase qualifying the borrower w/ no income verification business purpose program.
Loan Amount: $399,000
Broker Commission: $ 8431.25
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619-408-2908
Account Executive Email: snicholl@athascapital.com
FICO: 761
Credit Grade: A+
Term Requested: 3yr IO
Interest Rate: 8.99%
Prepay Protection: 1yr
Occupancy: Nonowner occ.
City and State Collateral was Located in: San Jose,Ca.
Type of Collateral: Sfr
Special Circumstances: Highlights of this Deal: Borrower was purchasing a Nonowner occ. property. Borrower needed a alternate income approach & required No doc qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to purchase his new investment property for business purpose.
PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non owner occ purchase qualifying the borrower w/ no income verification business purpose program.
Loan Amount: $259,000
Broker Commission: $ 4835.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619-408-2908
Account Executive Email: snicholl@athascapital.com
FICO: 761
Credit Grade: A+
Term Requested: 3yr IO
Interest Rate: 8.99%
Prepay Protection: 1yr
Occupancy: Non owner occ.
City and State Collateral was Located in: Tracy,Ca.
Type of Collateral: Sfr
Highlights of this Deal: Borrower was purchasing a Non owner occ. property. Borrower needed a alternate income approach & required No doc qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to purchase his new investment property for business purpose.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

40 Years of Financial Wisdom
Loan Amount: $393,000.00
Broker Commission: $8,000.00
Athas Account Executive: Stuart Solomon
Account Executive Phone Number: 818-930-5559
Account Executive Email: Stuart@AthasCapital.com
FICO: 577
Credit Grade: B-
Term Requested: 7/1 Arm no prepay
Interest Rate: 8.25%
Prepay Protection: no PrePay
Occupancy: Owner Occupied
City and State Collateral was Located in: Pasadena, CA
Type of Collateral: SFR
Special Circumstances: This consumer file was riddled with the borrower co mingling other family member’s consumer debt obligations inside their payment history. ATHAS had the solution and at a lower rate than his current outstanding loan.
Highlights of this Deal: Here is how I separate myself from other Account Executives and why you need to reach out to discuss your loans with me. I am a solutions expert. I succeed where others fail.
As both a Sales executive accomplished in the field of personal financial planning I took the time to unravel the issues of accounting for the borrowers debt obligations.
I worked to separate out the borrowers debts from other family debts not relative to her own household expenses. I enabled the borrower to lower their back end debt to qualify and meet Debt to Income ratio’s that other lenders would not take the time to work on.. This is the efforts Athas makes to stand apart from it’s competitors. We do not box our loans into categories, but provide solutions to help the residential and commercial borrowers meet their needs. Loan closed in under 30 days.
PLEASE CALL Stuart Solomon AT 818-930-5559 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Loan Amount: $ 75,600
Broker Commission: $ 3,500
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 818-877-4240
Account Executive Email: jon@athascapital.com
FICO: 700+
Credit Grade: A
Term Requested: 30 Year
Interest Rate: 8.99
Prepay Protection: 3 year
Occupancy: Tenant
City and State Collateral was Located in: Tampa, FL
Type of Collateral: Duplex
Special Circumstances: Quick closing, and small loan amount
Highlights of this Deal: We were able to get a small dollar loan amount for a purchase closed quickly, and with a low rate! 8.99% on a 30 year note for a sub-$100k loan amount! Whether $50,000 or $15,000,000, Athas has you covered!
PLEASE CALL JON NIERENGARTEN AT 818-877-4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Super Cash-out, Super Jumbo, Super-fast!!!
Loan Amount: $2,015,000.00
Broker Commission: $20,150.00
Athas Account Executive: Arash Asghari
Account Executive Phone Number: 818-877-4271
Account Executive Email: Arash@athascapital.com
FICO: 713
Credit Grade: A
Term Requested: 2 year I/O
Interest Rate: 8.99%
Prepay Protection: No Pre-Pay Penalty
Occupancy: Owner Occupied
City and State Collateral was Located in: Los Angeles
Type of Collateral: SFR
Special Circumstances: Borrower wanted over $1.5MM Cash out from owner occupied property with no proof of income for their business! Athas delivered in 7 days.
Highlights of this Deal: No Income, $1.5MM Cash-Out
PLEASE CALL Arash Asghari AT 818-877-4271 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreclosure bailout with gift of equity!
Loan Amount: $210,000.00
Broker Commission: $6,300.00
Athas Account Executive: Arash Asghari
Account Executive Phone Number: 818-877-4271
Account Executive Email: Arash@athascapital.com
Credit Grade: D
Term Requested: 6 Months IO
Interest Rate: 8.99%
Prepay Protection: No Prepay
Occupancy: None Owner Occupied
City and State Collateral was Located in: Denver, CO
Type of Collateral: Single Family Residence
Special Circumstances: Borrower needed fast closing on a gift of equity purchase with no income stated and short to close. This was a bailout deal as the seller was going to foreclose soon! Athas funded this loan and was able to make an exception at 70% LTV with no income stated!!
Highlights of this Deal:Bailout loan, Gift of Equity purchase, No Income Stated, No Seasoning Required
PLEASE CALL ARASH ASGHARI AT 818-877-4271 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

FINDING A WAY, IN THE SOUTH BAY!!!
Loan Amount: $ 1,000,000
Broker Commission: $ 12,500
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818-930-5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 609
Credit Grade: “B”
Term Requested: 30-year Fixed
Interest Rate: 6.250
Prepay Protection: Yes
Occupancy: Owner-Occupied
City and State Collateral was Located in: Redondo Beach, CA.
Type of Collateral: SFR
Special Circumstances: High DTI, No Reserves, Self-Employed, Bank Statements, 3 weeks to close.
Highlights of this Deal: 55% DTI, closed 2 days early, no reserves requested.
PLEASE CALL ALVIN R. GREENE AT 818-930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Saving the day and making DREAMS COME TRUE!!!
Loan Amount: $ 420,000
Broker Commission: $ 8,400
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818-930-5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 655
Credit Grade: “A”
Term Requested: 30 Years
Interest Rate: 5.990
Prepay Protection: Yes
Occupancy: Owner-Occupied
City and State Collateral was Located in: Los Angeles, CA.
Type of Collateral: SFR
Special Circumstances: Conventional decline 2 weeks short of COE.
Highlights of this Deal: Same day approval, closed on time.
PLEASE CALL ALVIN R. GREENE AT 818-930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No tax returns…NO PROBLEM!
Loan Amount: $ 336,000
Broker Commission: $ 5,040
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818-930-5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 786
Credit Grade: “A+”
Term Requested: 30-Year Fixed
Interest Rate: 5.990
Prepay Protection: Yes
Occupancy: Owner-Occupied
City and State Collateral was Located in: Los Angeles, CA.
Type of Collateral: SFR
Special Circumstances: Self-Employed purchase. Can’t use tax returns. Used bank statements instead!
Highlights of this Deal: Self-employed, full doc borrower purchasing first home with 20% down.
PLEASE CALL ALVIN R. GREENE AT 818-930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Gift of Equity transaction successfully closed for a Non-Owner-Occupied Business Purpose No-Income DOC loan!
Loan Amount: $222,000
Broker Commission: $6600.00
Athas Account Executive: BARRY BOSTON
Account Executive Phone Number: 818-930-5580
Account Executive Email: BBoston@AthasCapital.com
FICO: 685
Credit Grade: “A”
Term Requested: Two Year Bridge
Interest Rate: 7.99
Prepay Protection: No Prepay
Occupancy: Non-Owner Occupied Investment Property
City and State Collateral was Located in: Riverside, CA
Type of Collateral: SFR
LTV: 60
Special Circumstances: This was a unique transaction involving a gift of equity from a non-direct family member. Property used as a residential care facility.
PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

New Happy Home Owner! Athas Capital saves another Owner-Occupied purchase transaction declined by a traditional lender. Our ALT DOC Business Bank Statement Consumer Purpose program saved this purchase!
Loan Amount: $222,310
Broker Commission: $3334.65
Athas Account Executive: BARRY BOSTON
Account Executive Phone Number: 818-930-5580
Account Executive Email: BBoston@AthasCapital.com
FICO: 560
Credit Grade: “A-”
Term Requested: 30 Year Fixed Rate Bridge
Interest Rate: 5.99
Prepay Protection: Two Year Prepay
Occupancy: Owner-Occupied
City and State Collateral was Located in: Modesto, CA
Type of Collateral: SFR
LTV: 80
Special Circumstances: This was a unique transaction where BORR had recently been declined by a traditional lender and needed a Common Sense Lender that could understand business bank statements and calculate a debt to income ratio based on income and expenses. In addition, they needed a lender that would allow 100% Gift Funds for the down payment. End result- One Happy Listing Real Estate Agent, One Happy Selling Agent, One Happy Mortgage Broker and most importantly— One Brand New Happy Home Owner!!
PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Common Sense Lending prevails again! Another successful Investor Purchase transaction closed for a Non-Owner-Occupied Business Purpose No Income DOC loan! BORR 3+ years seasoning on 16 x90.
Loan Amount: $299,250
Broker Commission: $14,962.50
Athas Account Executive: BARRY BOSTON
Account Executive Phone Number: 818-930-5580
Account Executive Email: BBoston@AthasCapital.com
FICO: 746
Credit Grade: “A”
Term Requested: 30 Year 3/1 ARM No Balloon
Interest Rate: 7.75
Prepay Protection: Three Year Prepay
Occupancy: Non-Owner Occupied Investment Property
City and State Collateral was Located in: Santa Monica, CA
Type of Collateral: SFR
LTV: 75
Special Circumstances: This was a unique transaction due to BORR have 16 x90 w just barely three years seasoning. Athas Capital was able to provide best case pricing based on FICO due to the situation involving the late pays.
PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Hawaii broker makes $10,800.00 on a FAST CLOSING.
Loan Amount: $ 540,000.00
Broker Commission: $ 10,800.00
Athas Account Executive: Bob Ray
Account Executive Phone Number: 818-930-5567
Account Executive Email: Bob@AthasCapital.com
FICO: 814
Credit Grade: “A”
Term Requested: 5/25
Interest Rate: 7.75%
Prepay Protection: 3 Year
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Haulla, Hawaii
Type of Collateral: SFR
Special Circumstances: Borrower lives in UTAH. Property is in Hawaii. Borrower’s $510,000.00 Private note was coming due and she needed a NO INCOME VERIFIED, NON OWNER OCCUPIED refinance fast.
Highlights of this Deal: Athas Capital worked with the Broker in Hawaii to schedule a special signing for the borrower in UTAH and funded this loan ahead of the deadline.
Another Satisfied Borrower and Broker!
PLEASE CALL BOB RAY AT 818-930-5567 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NO DOC loan In NOD and Bankruptcy Closed within 2 weeks!!
Loan Amount: $ 629,800
Broker Commission: $ 12,500
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949-393-1892
Account Executive Email: jacqueline@athascapital.com
FICO:594
Credit Grade: D
Term Requested: 24 mo.
Interest Rate: 9.99
Prepay Protection: NONE
Occupancy: Non-Owner
City and State Collateral was Located in: Pleasanton, CA
Type of Collateral: SFR
Special Circumstances: Broker came to Athas seeking help for her borrowers. self-employed borrowers unable to provide proof of income with the Mortgage in NOD and an open bankruptcy. We jumped on this file closed this file within 2 weeks prior to the trustee sale.
Highlights of this Deal: Another save on our books… We not only saved these borrowers home, but the clients walked away stress free.
PLEASE CALL JACQUELINE AT 949-393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

New Build Investment Purchase NO DOC loan Closed in 8 days!!
Loan Amount: $ 626,000
Broker Commission: $ 9390
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949-393-1892
Account Executive Email: jacqueline@athascapital.com
FICO: 692
Credit Grade: A
Term Requested: 12 mo.
Interest Rate: 8.99
Prepay Protection: NONE
Occupancy: Non-Owner
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: SFR
Special Circumstances: Long time broker of mine immediately came to us/Athas knowing our capabilities of quick close and flexible programs. NO doc loan -New Build Investment Purchase with a close of escrow of 15 days. With our hard-working internal staff working over the weekends they made it possible to close this loan in 8 business days. No need to say more.
Highlights of this Deal: COE in 8 days!!
PLEASE CALL JACQUELINE AT 949-393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Successful Purchase with our Alt-doc 24 months Personal Bank statements!!
Loan Amount: $ 216,000
Broker Commission: $ 4320
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949-393-1892
Account Executive Email: jacqueline@athascapital.com
FICO: 656
Credit Grade: A
Term Requested: 30Yr Fix
Interest Rate: 5.99
Prepay Protection: 2 Yr. Prepay, No Reserves
Occupancy: Owner
City and State Collateral was Located in: Spring, TX
Type of Collateral: SFR
Special Circumstances: Borrower was Self-employed purchasing SFR unable to qualify conventionally (tax returns). Broker came to Athas in need as they were down to the wire to meet the Close of escrow. With our array of product choices, we turned an unqualified client to a qualified borrower with our Non- Prime Consumer O/O Alt Doc -24 mos. Bank Statement program. Athas is proud to say, we were able to successfully close this transaction to meet the close of escrow, as well place happy borrowers in their dream home. Another successful transaction.
Highlights of this Day: Borrowers were able to successfully close on time and receive their keys to their New dream home. Athas is a Non-QM lender allowing non-conventional borrowers like these to be able to buy their dream home today. Athas is a great transitional lender to eventually get these clients into conventional loan.
PLEASE CALL JACQUELINE IENNI AT 949-393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Financial Solutions for All types of borrowers!
Loan Amount: $ 339,500
Broker Commission: $ 6790
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949-393-1892
Account Executive Email: jacqueline@athascapital.com
FICO: 711+
Credit Grade: A
Term Requested: 36 Mo. Interest Only
Interest Rate: 8.99%
Prepay Protection: 1yr. Prepay, No Reserves
Occupancy: Non-Owner/Investment
City and State Collateral was Located in: Bloomington, CA
Type of Collateral: SFR
Special Circumstances: Self-employed Investor Purchasing another Investment property to add to his portfolio. Borrower was unable to find financing anywhere else due to inability to prove income, No reserves, and No proof of down payment. Property purchased was on several acres w/ horse stalls. With our Non-Prime Hard Money bridge loan, No Doc loan we successfully funded/closed this loan within 15 days.
Highlights of this Day: Another simple successful close within 15days.
Athas is a Non-QM lender allowing non-conventional borrowers/Investors to be able to purchase/ refinance with our array of Non-Prime products. We have a program for all borrowers.
PLEASE CALL JACQUELINE IENNI AT 949-393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Financial Solutions for All types of borrowers!
Loan Amount: $ 309,600
Broker Commission: $ 6190
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949-393-1892
Account Executive Email: jacqueline@athascapital.com
FICO: 673+
Credit Grade: A
Term Requested: 30Yr FIX
Interest Rate: 5.99%
Prepay Protection: 2yr. Prepay, No Reserves
Occupancy: Owner Occupied
City and State Collateral was Located in: Tehachapi, CA
Type of Collateral: SFR
Special Circumstances: Loan officer reach out to me/Athas after several attempts trying to provide financing for his client through his company. A direct lender solely concentrates on A paper/FHA. A Full doc purchase w/ mid score of 673 and plenty of reserves. Foreclosure 3+ yrs. ago, lack of established credit with several charge-offs and collection accounts. Here at Athas we help borrowers. We do not require tradelines or established credit, No reserves, No foreclosure seasoning. With Athas “outside the box lending” we were able to successfully close this loan. We provided another set of keys to another happy borrower.
Highlights of this Day: Another simple successful close.
Athas is a Non-QM lender allowing non-conventional borrowers/Investors to be able to purchase/ refinance with our array of Non-Prime products. We have a program for all borrowers.
PLEASE CALL JACQUELINE IENNI AT 949-393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Federal Tax lien for borrower’s spouse, no problem for Athas Capital as it did not reflect on title!
Loan Amount: $ 240,000
Broker Commission: $ 2,400
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 818-930-5556
Account Executive Email: Jeff@athascapital.com
Credit Grade: A+
Term Requested: 24 months
Interest Rate: 8.99
Prepay Protection: No Pre-Pay
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Bellingham, WA
Type of Collateral: SFR
Special Circumstances: Borrower’s husband has $1 million + tax lien
Highlights of this Day: Despite the fact that borrowers husband had a tax lien, Athas Capital funded the loan under wife’s name only and borrower was able to avoid going into foreclosure as her mortgage note had come due.

Despite being 90+ days down on mortgage, Athas Capital refinanced property and provided cash out of over $8,000!
Loan Amount: $ 485,000
Broker Commission: $ 4,850
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 818-930-5556
Account Executive Email: JeffKrecioch@AthasCapital.com
FICO: 546
Credit Grade: D
Term Requested: 6 months
Interest Rate: 8.99
Prepay Protection: No pre-pay
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Canyon Lake, Ca
Type of Collateral: SFR
Special Circumstances: Borrower had gone down 90+ days on his loan and the balloon note was coming due November 1, 2017.
Highlights of this Day: Despite the fact that the borrower had defaulted on his mortgage, Athas Capital Group stepped up and saved this man’s home from imminent foreclosure, even giving borrower cash out of over $8,000!

Borrower in Colorado Springs, CO needing fast cash to jump on a HOT investment opportunity!
Loan Amount: $75000
Broker Commission: $3000
Athas Account Executive: Julie Ovieda
Account executive phone number: 818-930-5557
Account executive’s email: Julie@AthasCapital.com
FICO: 597
Credit Grade: B
Term Requested: 2 years
Interest Rate: 10.5%
Prepay Protection: No Pre Pay Penalty
Occupancy: N/O/O
City and State collateral was located: Colorado Springs, CO
Type of Collateral: Single Family Residence
Special Circumstances: Broker came to me with borrower’s urgent request for fast cash and low docs and quick turnaround! Was having trouble due to proving income and low credit score and saw an opportunity for another investment property and he had to act quickly to jump on it. Athas was able to provide a loan in record time so borrower could jump on another investment opportunity!

Another Owner-Occupied Refinance saved from Foreclosure
Loan Amount: $ 160,000.00
Broker Commission: $ $4,695.00
Athas Account Executive: Mariam Jasemi
Account Executive Phone Number: 818-930-5553
Account Executive Email: Mariam@athascapital.com
FICO: 554
Credit Grade: B-
Term Requested:7/23
Interest Rate: 8.375
Prepay Protection: No Prepay
Occupancy: Owner Occupied
City and State Collateral was Located in: Inglewood CA
Type of Collateral: SFR
Special Circumstances: Borrower owed tens of thousands of dollars in Property Taxes. Borrower had applied at several different Institutional Lenders and Private Lenders. No Lenders could qualify Borrower because of DTI.
DTI was high but Athas Capital worked and re-worked ratios and made an exception to qualify at DTI ratio of 55%.
Highlights of this Deal: Borrower was able to pay off all tax liens, debt and kept home from certain Foreclosure. Another example of Athas Skilled Underwriting and determination to help a Borrower that was out of options…
PLEASE CALL Mariam Jasemi AT 818-930-5553 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Closed and Funded 21 days from Conditional Loan Approval…..
Loan Amount: Loan 1: $230,000.00 Loan 2: $230,000.00
Broker Commission: Retail
Athas Account Executive: Mariam Jasemi
Account Executive Phone Number: 818-930-5553
Account Executive Email: Mariam@athascapital.com
FICO: 700 plus
Credit Grade: “A”
Term Requested: 12 Month I/O
Interest Rate: 9.5%
Prepay Protection: No Prepay
Occupancy: Ready to Lease
City and State Collateral was Located in: Austin, TX
Type of Collateral: 2 SFR
Special Circumstances: The Investor was looking for quick and short-term financing to payoff existing Construction Loans.
Highlights of this Deal: Investor needed a quick turn-around time. Needed to gather up Certificate of Occupancy and close by months end. Investor Signed, Funded and Closed the same day – 21 days from Executed CLA….
Athas Capital once again met the needs of my Investor. Investor and Account Executive remain and sustain a symbiotic business relationship and look to the future…..
PLEASE CALL Mariam Jasemi AT 818-930-5553 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Refi borrowers Non Owner prior to his O/O
Loan Amount: $ 574,000
Broker Commission: $ 1,750
Athas Account Executive: Michael Kama
Account Executive Phone Number: 818-930-5558
Account Executive Email: mkama@athascapital.com
FICO: 652
Credit Grade: “A”
Term Requested: 24 month
Interest Rate: 9.99%
Prepay Protection: No Pre Pay
Occupancy: Non Owner
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: SFR
Special Circumstances: Athas was able to Refi the borrowers Non Owner property very quickly prior to Refinancing his Owner Occupied. Let Athas help you with your Investment properties as well as your Primary residence.

5.99% 30 year fixed with 627 FICO with a previous BK
Loan Amount: $ $780,000
Broker Commission: $15,600
Athas Account Executive: Michael Kama
Account Executive Phone Number: 818-930-5558
Account Executive Email: mkama@athascapital.com
FICO: 627
Credit Grade: “B”
Term Requested: 30 year fixed
Interest Rate: 5.99%
Prepay Protection: 2 year
Occupancy: Owner
City and State Collateral was Located in: San Jose, California
Type of Collateral: SFR
Special Circumstances: a $780,000 cash out refi with 3 borrowers. Borrowers had 2 previous BK’s and Athas was still able to get them a 5.99% rate on a 30 year loan with a 627 Fico. Call me and let me help you with your next loan.
PLEASE CALL Michael Kama AT 818-930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Bank Statement deal for $1,200,000
Loan Amount: $ 1,200,000
Broker Commission: $ 10,508.95
Athas Account Executive: Michael Kama
Account Executive Phone Number: 818-930-5558
Account Executive Email: mkama@athascapital.com
FICO: 669
Credit Grade: “A”
Term Requested: 30 year fixed
Interest Rate: 5.99%
Prepay Protection: 2 year
Occupancy: Owner Occupied
City and State Collateral was Located in: San Jose, CA
Type of Collateral: SFR
Special Circumstances: A bank statement deal for $1,200,000 funded in 2 weeks. Athas Capital was able to let the borrower purchase his 1st house with bank statements with a 5.99% 30 year loan.
PLEASE CALL MICHAEL KAMA AT 818-930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Balloon Payment came due and borrower needed help!
Loan Amount: $224,250
Broker Commission: $5,080
Athas Account Executive: Michael Kama
Account Executive Phone Number: 818-930-5558
Account Executive Email: mkama@athascapital.com
FICO: 589
Credit Grade: “B”
Term Requested: 12 months
Interest Rate: 9.5%
Prepay Protection: No Pre Pay
Occupancy: Non Owner
City and State Collateral was Located in: Bay Point, CA
Type of Collateral: SFR
Special Circumstances: Balloon Payment came due and due to a medical situation, borrower was unable to pay it off. He needed help fast. Athas was able to Refi his loan and give him the time needed to get back on track.
Highlights of this Deal: Let Athas help you when you need something done fast!
PLEASE CALL MICHAEL KAMA AT 818-930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Not Even a Hurricane can stop an Athas funding!!!
Loan Amount: $241,500
Broker Commission: $4,830
Athas Account Executive: Marc Noddle
Account Executive Phone Number: 818-930-5579
Account Executive Email: MNoddle@athascapital.com
FICO: 740
Credit Grade: “A”
Term Requested: 30 years
Interest Rate: 8.50%
Prepay Protection: 1 year
Occupancy: Non Owner Occupied
City and State Collateral was Located in: Fort Meyers, FL
Type of Collateral: SFR
Special Circumstances: An investor came looking for easy financing on this NOO investment property purchase in Fort Meyers. Submitted and executed just prior to Hurricane Maria hitting the Florida coast, Athas was able to secure financing for this borrower as soon as it was determined the subject property did not suffer any damage. The borrower was thrilled, as Athas offered him a long-term loan without a looming balloon payment around the corner…yet, with No Income Verification and No DSCR required. The happy borrower already has his eyes set on a new investment property to acquire, and the broker is ready to send that new deal back to Athas for another fast and seamless close.
Please call Marc Noddle at (818) 930-5579 to discuss your next Non-Prime loan request!

Athas helps take these Investors win the home stretch with a fast and seamless funding in Del Mar.
Loan Amount: $294,000
Broker Commission: $2,940
Athas Account Executive: Marc Noddle
Account Executive Phone Number: 818-930-5579
Account Executive Email: Mnoddle@athascapital.com
FICO: 795
Credit Grade: A+
Term Requested: 12 months
Interest Rate: 8.5%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: Del Mar, CA
Type of Collateral: SFR
Special Circumstances: These borrowers were flush with liquid assets, and wanted to procure a higher-end investment property close to the beach in Del Mar, CA. Not wanting to access all of their available money with an all-cash purchase, Athas was able to secure short-term funding for borrowers to win the Triple Crown for an investor — Minimal Fees, No prepay, and No minimum interest. The broker was thrilled with the top-tier pricing and top-tier service during the process, and proclaims Athas as the Front Runner among all Non-QM lenders.
Please call Marc Noddle AT 818-930-5579 to discuss your next Non-Prime Loan Request!

NEWLY CONSTRUCTED HOME Take out
Loan Amount: $ 446,000
Broker Commission: $ 10,035
Athas Account Executive: NICOLE CAYTON
Account Executive Phone Number: 818-634-6509
Account Executive Email: NCAYTON@ATHASCAPITAL.COM
FICO: 625
Credit Grade: B
Term Requested: 7 YEARS
Interest Rate: 6.625%
Prepay Protection: NONE
Occupancy: OWNER OCCUPIED
City and State Collateral was Located in: CAVE CREEK, ARIZONA
Type of Collateral: SINGLE FAMILY RESIDENCE
Special Circumstances: 24 MONTHS PERSONAL BANK STATEMENT FOR OWNER OCCUPIED HOME
Highlights of this Deal: BORROWER PURCHASED LOT IN 2015 AND TOOK OUT A HARD MONEY CONSTRUCTION LOAN TO BUILD DREAM HOME. HARD MONEY LENDER CAME TO ATHAS TO TAKE OUT BORROWER’S CONSTRUCTION LOAN TO CONSUMER LOAN. BORROWER TRIED TO GET CONVENTIONAL LOAN BUT HAVE CHALLENGES DUE TO ABILITY TO REPAY
PLEASE CALL NICOLE CAYTON AT 818-634-6509 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$1,000,000 CASH OUT LOAN FUNDED IN 6 DAYS!
Loan Amount: $ 1,000,000
Broker Commission: $ 12,500
Athas Account Executive: NICOLE CAYTON
Account Executive Phone Number: 818-634-6509
Account Executive Email: NCAYTON@ATHASCAPITAL.COM
FICO: 682
Credit Grade: A
Term Requested: 1 YEAR
Interest Rate: 9.75%
Prepay Protection: NO PREPAY
Occupancy: NON-OWNER OCCUPIED
City and State Collateral was Located in: SAN MARINO, CA
Type of Collateral: SINGLE FAMILY RESIDENCE
Special Circumstances: BORROWER IS CURRENTLY LIVING WITH RELATIVES AND DOES NOT OWN PRIMARY RESIDENCE BUT HAS INVESTMENT PROPERTY AND NEEDED CASH OUT TO INVEST IN REAL ESTATE.
Highlights of this Deal: ATHAS DID A COMPLETELY STATED LOAN FOR BORROWER AND WAS ABLE TO CLOSE LOAN IN 6 DAYS WHICH INCLUDED ORDERING APPRAISAL REVIEW.
PLEASE CALL NICOLE CAYTON AT 818-634-6509 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

COMMERCIAL PROPERTY NO DSCR REQUIRED!
Loan Amount: $ 192,000
Broker Commission: $ 3,840
Athas Account Executive: NICOLE CAYTON
Account Executive Phone Number: 818-634-6509
Account Executive Email: NCAYTON@ATHASCAPITAL.COM
FICO: 520
Credit Grade: C
Term Requested: 2 YEARS
Interest Rate: 9.25%
Prepay Protection: NO PREPAY
Occupancy: INVESTMENT
City and State Collateral was Located in: NORTH HOLLYWOOD, CA
Type of Collateral: COMMERCIAL PROPERTY
Special Circumstances: SPECIALIZED COMMERCIAL PROPERTY USED AS A RECORDING STUDIO AND OFFICE WITH HARDMONEY LOAN COMING DUE. BORROWER HAS CHALLENGE CREDIT AND CANNOT ATTAIN A BANK LOAN. PROPERTY ALSO HAS EASEMENTS.
Highlights of this Deal: ATHAS LENDS TO COMMERCIAL PROPERTY THAT DOES NOT NEED TO MEET DSCR UP TO 60%. WITH CURRENT MARKET RENTS, PROPERTY WOULD NOT MEET DSCR BUT ATHAS CLOSED THE LOAN TRULY STATED WITH ONLY A FEW CONDITIONS.
PLEASE CALL NICOLE CAYTON AT 818-634-6509 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Loan Amount: $422,500
Broker Commission: $8,450
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 603
Credit Grade: B
Term Requested: 7/1 arm
Interest Rate: 6.99
Prepay Protection: None
Occupancy: Owner Occupied
City and State Collateral was Located in: California
Type of Collateral: SFR
Special Circumstances: debt consolidation refinance
Highlights of this Deal: We refinanced this owner occupied lowering the borrowers rate and payed off all their consumer debt lowering their monthly out of pocket

Loan Amount: $791,250
Broker Commission: $16,720
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
Credit Grade: A
Term Requested: 30/30
Interest Rate: 5.99
Prepay Protection: 2 year prepay 2/1
Occupancy: 2nd Home
City and State Collateral was Located in: Mammoth Lake, CA
Type of Collateral: Condo
Special Circumstances: Purchase of 2nd home in resort area at 75% LTV
Highlights of this Deal: We received this file after it fell out from another lender. Rush purchase. We closed this loan start to finish in 13 business days on a TRID file
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Loan Amount: $940,000
Broker Commission: $11,750
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
Credit Grade: B
Term Requested: 6 mo Interest Only
Interest Rate: 7.99
Prepay Protection: none
Occupancy: non-owner occupied
City and State Collateral was Located in: San Jose, CA
Type of Collateral: SFR
Special Circumstances: Purchase for a true Foreign National who resides in Viet Nam
Highlights of this Deal: no income nor credit required. We closed this loan in 10 business days
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Loan Amount: $415,000
Broker Commission: $7,262.50
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 662
Credit Grade: A-
Term Requested: 30/30
Interest Rate: 6.625
Prepay Protection: None
Occupancy: Owner Occupied
City and State Collateral was Located in: California
Type of Collateral: SFR
Special Circumstances: Cash out exception granted
Highlights of this Deal: This is an owner occupied cash out refinance. The property was owned free and clear giving the borrowers$400k+ cash in hand

Loan Amount: $400,000
Broker Commission: $13,400
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 654
Credit Grade: D
Term Requested: 7/23
Interest Rate: 9.49
Prepay Protection: none
Occupancy: owner occupied
City and State Collateral was Located in: Costa Mesa
Type of Collateral: SFR
Special Circumstances: Borrower was in NOD
Highlights of this Deal: We refinanced the borrowers property saving the borrowers home. We also paid off all debt lowering her monthly out go.
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NON-OWNER REFINANCE CLOSED in 10 DAYS!!!
Loan Amount: $238,000
Broker Commission: $7,140.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 650
Credit Grade: A
Term Requested: 24 MONTHS
Interest Rate: 9.99%
Prepay Protection: NO PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Lake Elsinore, CA
Type of Collateral: SFR
Special Circumstances: Borrower was seeking to Refinance their vacant Investment property and did not want to prove income. ATHAS was able to offer a NO DOC loan, NO INCOME STATED OR VERIFIED with NO requirement for reserves and closed in 10 days!!
Highlights of this Deal:
CLOSED in 10 Days!
NO INCOME NEEDED!
NO RESERVES REQUIRED!
NO DSCR!
NO SEASONING REQUIRED!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NON-OWNER PURCHASE CLOSED in 4 DAYS!!!
Loan Amount: $540,000
Broker Commission: $9,945.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 721
Credit Grade: A+
Term Requested: 12 MONTHS
Interest Rate: 8.50%
Prepay Protection: NO PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: San Juan Capistrano, CA
Type of Collateral: SFR
Special Circumstances: Borrower was seeking to purchase their FIRST Investment property and did not want to prove income and had a down payment that was NOT seasoned. ATHAS was able to offer a NO DOC loan, NO INCOME STATED OR VERIFED with NO requirement for seasoning or reserves and closed in 4 days!!
Highlights of this Deal:
CLOSED in 4 Days!
NO INCOME NEEDED!
NO RESERVES REQUIRED!
NO DSCR!
NO SEASONING REQUIRED!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NON-OWNER REFINANCE CLOSED in 10 DAYS!!!
Loan Amount: $320,000
Broker Commission: $9,600.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 650
Credit Grade: A
Term Requested: 3/1 ARM
Interest Rate: 7%
Prepay Protection: 1 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Palm Springs, CA
Type of Collateral: SFR
Special Circumstances: Returning Borrower was seeking to Refinance their vacant Investment property and did not want to prove income. ATHAS was able to offer a NO DOC loan, NO INCOME STATED OR VERIFED with NO requirement for reserves and closed in 10 days!!
Highlights of this Deal:
CLOSED in 10 Days!
NO INCOME NEEDED!
NO RESERVES REQUIRED!
NO DSCR!
NO SEASONING REQUIRED!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NON-OWNER PURCHASE CLOSED IN 5 DAYS!!!
Loan Amount: $200,000
Broker Commission: $1,000
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 704
Credit Grade: A+
Term Requested: 36 MONTHS
Interest Rate: 7.99%
Prepay Protection: 1 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Sacramento, CA
Type of Collateral: SFR
Special Circumstances: Returning Borrower was seeking to Purchase his SECOND investment property with ATHAS because his first experience was lighting FAST and closed in 8 days with us! ATHAS was able to offer a NO DOC loan with NO income STATED or VERIFED and closed his second transaction with us in 5 DAYS!!!!! With that kind of speed it’s safe to say we are a lock for his THIRD
Highlights of this Deal:
NO INCOME NEEDED!
NO RESERVES REQUIRED!
NO DSCR!
NO SEASONING REQUIRED!
CLOSED IN 5 DAYS!!!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NON-OWNER PURCHASE CLOSED in 10 DAYS!!!
Loan Amount: $228,500
Broker Commission: $5,712.50
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 748
Credit Grade: A+
Term Requested: 36 MONTHS
Interest Rate: 8.99%
Prepay Protection: 1 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Sacramento, CA
Type of Collateral: SFR
Special Circumstances: Borrower was seeking to purchase their FIRST Investment property and did not want to prove income and had a down payment that was NOT seasoned. ATHAS was able to offer a NO DOC loan, NO INCOME STATED OR VERIFED with NO requirement for seasoning or reserves and closed in 10 days!!
Highlights of this Deal:
CLOSED in 10 Days!
NO INCOME NEEDED!
NO RESERVES REQUIRED!
NO DSCR!
NO SEASONING REQUIRED!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NON-OWNER PURCHASE CLOSED IN 5 DAYS!!!
Loan Amount: $416,250
Broker Commission: $1,000
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 743
Credit Grade: A+
Term Requested: 6 MONTHS
Interest Rate: 7.99%
Prepay Protection: NO PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Covina, CA
Type of Collateral: SFR
Special Circumstances: Borrower needed to close in under a week as his COE had been extended twice and the seller would not offer a third extension. ATHAS was able to offer a NO DOC loan with NO income STATED or VERIFIED and close in 5 DAYS!!! ATHAS also did not care about SEASONING at 75%!!! Nobody closes NON-OWNER faster than PASH at ATHAS!!!
Highlights of this Deal:
NO INCOME NEEDED!
NO RESERVES REQUIRED!
NO DSCR!
NO SEASONING REQUIRED at 75%!
CLOSED IN 5 DAYS!!!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

An example of Alt- Doc at its finest!!
Loan Amount: $ 225,000
Broker Commission: $ 4,500
Athas Account Executive: Philip Sales
Account Executive Phone Number: 818-930-5595
Account Executive Email: philip@athascapital.com
FICO: 800
Credit Grade: A
Term Requested: 30 year fixed
Interest Rate: 6.25%
Prepay Protection: NO PRE-PAY
Occupancy: Owner Occupied
City and State Collateral was Located in: Hillsboro, OR
Type of Collateral: Single Family
Special Circumstances: Broker came to Athas because his client was looking to refi his property due to a divorce and wanted to get his wife off the loan. His challenge, although strong credit-wise, was that he was retired and self-employed who had a tough time showing/qualifying with income. Borrower did have a sufficient amount of cash reserves to qualify through Athas Capital’s Asset Depletion model. No tax returns, or SSI award letter requested! Just a straightforward underwrite based on his available assets!
PLEASE CALL PHILIP SALES AT (818)-930-5595 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

From Zero to Hero…
Loan Amount: $ 795,000
Broker Commission: $ 9,937
Athas Account Executive: Philip Sales
Account Executive Phone Number: 818-930-5595
Account Executive Email: philip@athascapital.com
FICO: 642
Credit Grade: A
Term Requested: 7/1 ARM
Interest Rate: 7.75%
Prepay Protection: NO PRE-PAY
Occupancy: Owner Occupied
City and State Collateral was Located in: Yorba Linda, CA
Type of Collateral: Single Family
Special Circumstances: Broker came to Athas asking for help after being strung along by multiple lenders who over promised and under-delivered. His client needed to pull some cash out to satisfy a tax lien and a collection account but couldn’t qualify with other lenders due to high DTI. With the help of strong and experienced underwriters and an incredible ops team, Athas was able to get this loan approved and closed for the broker, making him look like a hero to his client.
PLEASE CALL PHILIP SALES AT (818)-930-5595 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

When major banks say no…. we say yes! No Income, No Doc Investment purchase closed and funded in 5 business days!
Loan Amount: $ 480,000
Broker Commission: $ 7,200
Athas Account Executive: Philip Sales
Account Executive Phone Number: 818-930-5595
Account Executive Email: philip@athascapital.com
FICO: 664
Credit Grade: A
Term Requested: 24 MONTHS
Interest Rate: 9.99%
Prepay Protection: NO PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: San Diego, CA
Type of Collateral: Duplex
Special Circumstances: Borrower was frustrated as she was going to lose her EMD due to lender not being able to perform and declining the file. Broker came to us asking for a solution and not only was Athas able to perform, we were able to close and fund in 5 business days!
PLEASE CALL PHILIP SALES AT (818)-930-5595 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

27001 Agoura Road Suite 200 Calabasas Hills, CA 91301
Phone: 1-877-877-1477
Email: info@athascapital.com

Licensed under the Department of Business Oversight California Finance Lenders Law. Loans are made or arranged under the Department of Business Oversight California Finance Lenders Law License # 603 F869 NMLS# 275237