Fundings

Fundings2018-08-02T12:43:22+00:00

JUMBO Large Cash Out- No Problem!! JUMBO Debt Consolidation- No Problem!! No Reserves Required!! Lower Payments equals huge win for this Athas Capital Client!!
Loan Amount: $1,091,000.00
Broker Commission: $16,365.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: Pasha@athascapital.com
FICO: 660
Credit Grade: “A-“
Term Requested: 5/1 ARM
Interest Rate: 5.375
Prepay Protection: None
Occupancy: Owner-Occupied
City and State Collateral was Located in: Santa Clara, CA
Type of Collateral: Single Family Residence
Special Circumstances: BORR FICO Score lower than 740 which a typical bank would require for a JUMBO LOAN. Most banks would also require 12 month reserves. Client had excellent W-2 income and long term on the same job. Debt to Income Ratio or DTI was also higher than most banks would allow.
Highlights of this Deal: Due to life events, Client had a low FICO and had incurred some high interest debt. He had also taken a couple of 401K Loans with payments being taken right of his monthly pay check. We paid off all outstanding high interest debt plus two car notes and the 401K loans. In addition we were able to lower his mortgage interest almost two full percentage points. This was a huge win for the client reducing his overall monthly outgo or monthly payments by over three thousand dollars per month.
PLEASE CALL Pasha Paran AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Delivering FUND$ in the Florida Sun!!!
Loan Amount: $ 153,750.00
Broker Commission: $ 4,700.00
Athas Account Executive: Rick Burkhardt
Account Executive Phone Number: 818-930-5596
Account Executive Email: RickB@athascapital.com
FICO: 723
Credit Grade: “A”
Term Requested: 5/25
Interest Rate: 7.50
Prepay Protection: 3 Year
Occupancy: Non – Owner
City and State Collateral was Located in: Kissimmee, FL
Type of Collateral: Townhouse/Rowhouse
Special Circumstances: Investor looking for financing to purchase Rowe House in Resort Community / Purchase Contract requires quick close!
Highlights of this Deal: Unique Rowe House Property in Resort Community / No Income Stated or Verified / Closes in 14 Days!!!
PLEASE CALL RICK BURKHARDT AT 818-930-5596 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Want Another Place to Call Home!
Loan Amount: $ 329,000.00
Broker Commission: $ 4,935.00
Athas Account Executive: Rick Burkhardt
Account Executive Phone Number: 818-930-5596
Account Executive Email: RickB@athascapital.com
FICO: 603
Credit Grade: “B”
Term Requested: 5 Year Fixed
Interest Rate: 6.625
Prepay Protection: No Prepay
Occupancy: 2nd Home
City and State Collateral was Located in: San Jose, California
Type of Collateral: Condo
Special Circumstances: 2nd Home, Low FICO, needed Quick Cash and Close!
Highlights of this Deal: Borrower came to Athas Capital after several attempts to refinance. We Closed in 17 days and Borrower walked with cash in hand!
PLEASE CALL Rick Burkhardt AT 818-930-5596 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Owner was in a time crunch after conventional loan fallout
Loan Amount: $ 200,000
Broker Commission: $4,000
Athas Account Executive: Rand Hagenbuch
Account Executive Phone Number: (818) 877-4379
Account Executive Email: rand@athascapital.com
FICO: 591
Credit Grade: B
Term Requested: 24 months
Interest Rate: 8.99
Prepay Protection: No
Occupancy: Non-owner occupied
City and State Collateral was Located in: Compton, CA
PLEASE CALL RAND HAGENBUCH AT (818) 877-4379 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Gift of Equity – Borrowers Daughter was going to lose her home unless she could pay off Ex-Spouse
Loan Amount: $ 190,000
Broker Commission: $ 9,500
Athas Account Executive: Rhonda Bernard
Account Executive Phone Number: 818-877-4375
Account Executive Email: Rhonda@AthasCapital.com
FICO: 791
Credit Grade: A+
Term Requested: 24 month Hard Money
Interest Rate: 8.50 I/O
Prepay Protection: Zero
Occupancy: N/O/O
City and State Collateral was Located in: Bend, OR
Type of Collateral: SFR
Special Circumstances: Owner of property could not qualify for a loan due to bad credit and income not verifiable. Her Dad stepped in
Highlights of this Deal: Borrowers Daughter was going to lose the equity in her home if she did not refinance and pay off her Ex-Spouse. Athas Capital came thru and saved the day!!!
PLEASE CALL RHONDA BERNARD AT 818-877-4375 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Super Fast No Income Cash-Out
Loan Amount: $ 355,000
Broker Commission: $ 7,695
Athas Account Executive: Ryan Holcombe
Account Executive Phone Number: 818-930-5590
Account Executive Email: ryanh@athascapital.com
FICO: 670
Credit Grade: A-
Term Requested: Alt-A 30 yr FIXED
Interest Rate: 6.50% / PAR
Prepay Protection: 3 yrs
Occupancy: NOO
City and State Collateral was Located in: Oakland , CA
Type of Collateral: Multifamily 4 unit
Special Circumstances: Borrowers needed cash-out on their investment property at a low rate to keep it cash-flowing to maximize their profits from the property. They did not have enough income to qualify with traditional lenders. Athas was able to fulfil their needs in only 2 weeks at the most competitive pricing available!
Highlights of this Deal: Secured an amazing rate with no income verification for a cash-flowing property in 2 weeks.
PLEASE CALL RYAN HOLCOMBE AT 818-930-5590 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“Santa Barbara 1st time home buyer gets her keys.”
Loan Amount: $ 663,000
Broker Commission: $ 6,630
Athas Account Executive: Shaedon Boudreaux
Account Executive Phone Number: 805-624-1387
Account Executive Email: shaedon@athascapital.com
FICO: 744
Credit Grade: A+
Term Requested: 30 year fixed
Interest Rate: 4.99%
Prepay Protection: None
Occupancy: Owner Occupied
City and State Collateral was Located in: Santa Barbara, CA
Type of Collateral: Detached PUD
Special Circumstances: Borrower needed a quick close from a lender willing to look through their bank statements to source their down payment and allow them to use their employer granted down payment assistance.
Highlights of this Deal:
•Condo acting as detached PUD
•Silent 2nd
•Down Payment Sourcing Challenges
PLEASE CALL SHAEDON BOUDREAUX AT 805-624-1387 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Owner Occupied – Business Purpose – Cash Out – NO DOC!!
Loan Amount: $549,500
Broker Commission: $5495.00
Athas Account Executive: Serge Mitrofanov
Account Executive Phone Number: 818.877.4294
Account Executive Email: Serge@AthasCapital.com
FICO: 739
Credit Grade: A+
Term Requested: 24m
Interest Rate: 8.99%
Prepay Protection: No PP
Occupancy: OO
City and State Collateral was Located in: Santa Ana, CA
Type of Collateral: SFR
Special Circumstances: Borrower was looking to buy out her sister and purchase a new rental.
Highlights of this Deal: No Income cash out on a Primary residence!!
PLEASE CALL SERGE MITROFANOV AT 818.877.4294 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Cashout No Doc Nonprime Program for Non-owner occ properties.
Loan Amount: $832,000.00
Broker Commission: $500.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619.408.2908
Account Executive Email: snicholl@athascapital.com
FICO: 776
Credit Grade: A+
Term Requested: 3/27 w/ 3yr prepay
Interest Rate: 6.9750%
Prepay Protection: 3yr prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Sunnyvale, CA.
Type of Collateral: SFR
Special Circumstances: Borrower was pulling cashout on a Nonowner occ investment. property for business purpose. All documents were submitted for approval within 24 hrs from the broker & all conditions were met within 48hrs from requested. Athas trained staff & the broker worked excellent together & closed the loan to timely manner.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“We Fund Loans FAST”
Loan Amount: $316,400
Broker Commission: $7,900
Athas Account Executive: Stuart Solomon
Account Executive Phone Number: 415-793-9476
Account Executive Email: Stuart@AthasCapital.com
FICO: 661
Credit Grade: A-
Term Requested: 3yr Arm
Interest Rate: 7.75%
Prepay Protection: 3yr Prepay
Occupancy: Non Owner Occupied
City and State Collateral was Located in: Charlotte, North Carolina
Type of Collateral: SFR
Special Circumstances: Challenged by appraisal noting the property had unfinished cosmetic repairs requiring 442 completion inspection by appraiser.
Highlights of this Deal: Despite the lengthy time of awaiting the local 3rd party title company and borrowers attorney to complete their North Carolina filings Athas prepared completed file in under 2 weeks. “We Fund Loans FAST”
PLEASE CALL Stuart Solomon AT 415-793-9476 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Funded Hard Money Purchase in 4 days
Loan Amount: $ 1,200,000.00
Broker Commission: $ 10,800
Athas Account Executive: Stuart Solomon
Account Executive Phone Number: 818-930-5559
Account Executive Email: Stuart@AthasCapital.com
FICO: 756
Credit Grade: A+
Term Requested: 12 months
Interest Rate: 9.50%
Prepay Protection: no PPP
Occupancy: Non Owner Occupied
City and State Collateral was Located in: Bay Area, San Francisco
Type of Collateral: SFR
Special Circumstances: Client was turned away from our competitors who could not close within 30 days and came to Athas.
Highlights of this Deal: Athas prepared docs and had loan documents out to escrow in under 4 days. Client was happy and stated they will look forward to many such transactions with Athas.
PLEASE CALL Stu Solomon AT 818-930-5559 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No Income stated or verified, $700K loan amount, 75% LTV purchase…
Loan Amount: $ 700,000.00
Broker Commission: $ 15,000.00
Athas Account Executive: Todd C. Soronen
Account Executive Phone Number: 818-930-5562
Account Executive Email: tsoronen@athascapital.com
FICO: 832
Credit Grade: A+
Term Requested: Three year fixed
Interest Rate: 6.99%
Prepay Protection: No Prepayment penalty
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Sherman Oaks, CA
Type of Collateral: SFR
Special Circumstances: self-employed borrower, unable to provide traditional income, excellent credit, no income required.
Highlights of this Deal: $700K loan amount, No Income Stated or Verified, 75% LTV purchase.

Getting a taste of the Mediterranean breeze with Athas Capital Groups Loan Funding Ease!
Loan Amount: $ 377,000.00
Broker Commission: $ 3,600
Athas Account Executive: Talar Yilmazian
Account Executive Phone Number: 818-930-5560
Account Executive Email: Talar@athascapital.com
FICO: 584
Credit Grade: B
Term Requested: 12 Months
Interest Rate: 10.5%
Prepay Protection: NO
Occupancy: Owner Occupied
City and State Collateral was Located in: Vista, CA
Type of Collateral: SFR
Special Circumstances: Borrower is an established developer and was looking to expand his home business and open a second facility but needed a quick turnaround time.
Highlights of this Deal: Being able to use the flexibility of our hard money product, borrower’s appraisal came in higher than he expected and was able to use the extra funds to expand both his business and real estate portfolio!
PLEASE CALL Talar Yilmazian AT 818-930-5560 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreign National No Fico Cash out Refi
Loan Amount: $ 116,500
Broker Commission: $ 5,500
Athas Account Executive: Wesley Olison
Account Executive Phone Number: 877-251-0469
Account Executive Email: wesley@athacapital.com
FICO: No U.S. CREDIT
Credit Grade: B
Term Requested: 3/1 Arm
Interest Rate: 8.75
Prepay Protection: 3years
Occupancy: Non Owner
City and State Collateral was Located in: Fresno , Texas
Type of Collateral: SFR
Special Circumstances: Foreign National with No U.S Credit
Highlights of this Deal: 100k cash out loan signed in a foreign country

Funded cash-out 10 unit building!
Loan Amount: $910,000.00
Broker Commission: $9,100.00
Athas Account Executive: Arash Asghari
Account Executive Phone Number: 818-877-4271
Account Executive Email: arash@athascapitla.com
FICO: 650+
Credit Grade: A
Term Requested: 2 Year Interest Only
Interest Rate: 8.75%
Prepay Protection: No Prepay
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: 10 Unit Residential
Special Circumstances: Borrower was looking to get cash out on an investment property after being turned down by conventional banks. Athas Capital was able to fund this loan to help borrower with his real estate portfolio.
Highlights of this Deal: 10 Unit Residential, DSCR over 1.0 cash out to 65% LTV.
PLEASE CALL Arash Asghari AT 818-877-4271 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NO INCOME OR RESERVES NEEDED ON LONG BEACH INVESTMENT PURCHASE!
Loan Amount: $741,730
Broker Commission: $9,966
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818.930.5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 717
Credit Grade: “A”
Term Requested: 5/1 ARM
Interest Rate: 6.625%
Prepay Protection: 3-Year PPP
Occupancy: Non-Owner-Occupied Investment
City and State Collateral was Located in: Long Beach, CA.
Type of Collateral: Duplex
Special Circumstances: Borrower couldn’t qualify full-doc and did not have required FNMA reserves.
Highlights of this Deal: No income necessary. No reserve requirement.
PLEASE CALL Alvin R. Greene AT 818.930.5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas Capital Saves the Day!
Loan Amount: $1,452,500.00
Broker Commission: $21,780.00
Athas Account Executive: Diego Bedoya
Account Executive Phone Number: 818-930-5587
Account Executive Email: Diego@athascapital.com
FICO: 692
Credit Grade: A-
Term Requested: 3/1 ARM
Interest Rate: 8.84%
Prepay Protection: Yes
Occupancy: N/O/O
City and State Collateral was Located in: Greenwich, CT
Type of Collateral: Condo
Special Circumstances: Busy builder needed a quick, no doc loan for a newly constructed property. The Athas team was able to review all documents and make sense of this borrower’s file, unlike other lenders who failed.
Highlights of this Deal: Borrower’s existing loan was due to Balloon. After several attempts with different lenders, borrower found Athas Capital where we were able to offer an approval for a NO DOC loan with favorable terms in less than 48 hours from submission and fund before balloon payment came due.

PLEASE CALL DIEGO BEDOYA AT 818-930-5587 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!
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850K Cash out Mixed Use Property-499 and 626 Fico’s
Loan Amount: $ 2,000,000.00
Broker Commission: $ 30,000.00
Athas Account Executive: Diego Bedoya
Account Executive Phone Number: 818-930-5587
Account Executive Email: Diego@athascapital.com
FICO: 562
Credit Grade: D
Term Requested: 24 Months
Interest Rate: 9.99
Prepay Protection: No Pre-Pay
Occupancy: NOO
City and State Collateral was Located in: Pasadena, CA
Type of Collateral: Mixed Use-Strip Mall
Special Circumstances: Borrowers needed to cash out 850,000.00 on a Property that did not debt service
Highlights of this Deal: Fico’s 499 and 626, Multiple liens needed to be paid off plus cash out to improve the property. No Income verification. Closed in less than 30 days
PLEASE CALL DIEGO BEDOYA AT (818) 930-5587 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

The Impossible deal made possible!
Loan Amount: $ 798,800
Broker Commission: $15,976
Athas Account Executive: Diego Bedoya
Account Executive Phone Number: 818-930-5587
Account Executive Email: Diego@athascapital.com
FICO: 697
Credit Grade: A
Term Requested: 12 Month
Interest Rate: 8.50
Prepay Protection: No prepay Interest only
Occupancy: N/O/O
City and State Collateral was Located in: Inglewood CA
Type of Collateral: 4 unit multi
Special Circumstances: Loan turndown! Didn’t qualify with another lender. ATHAS CAPITAL got it done!
Highlights of this Deal: Lowered the borrower’s interest rate with additional cash out the borrower needed.
PLEASE CALL DIEGO BEDOYA AT (818) 930-5587 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No DOC Jumbo Loan!
Loan Amount: $1,260,000.00
Broker Commission: $22,050.00
Athas Account Executive: Diego Bedoya
Account Executive Phone Number: 818-930-5587
Account Executive Email: Diego@athascapital.com
FICO: 713
Credit Grade: A
Term Requested: 3/1 ARM
Interest Rate: 7.975%
Prepay Protection: Yes
Occupancy: N/O/O
City and State Collateral was Located in: Brooklyn, NY
Type of Collateral: 2 unit
Special Circumstances: Borrower was out of the country on assignment, Athas was able to coordinate all needed discussions or interactions with the borrower, a 10-hour time difference, to make sure that we had everything needed to finalize her loan.
Highlights of this Deal: Borrower was able to close her loan before COE to make that all involved parties were satisfied. The Athas team and the broker worked closely to make this happen.
PLEASE CALL DIEGO BEDOYA AT 818-930-5587 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$135,000 Non-owner Purchase, NIV, 77% LTV
Loan Amount: $ 100,000
Broker Commission: $ 2000
Athas Account Executive: Desmond Welsh
Account Executive Phone Number: 818.877.4512
Account Executive Email: desmond@athascapital.com
FICO: 802
Credit Grade: A
Term Requested: 12 months
Interest Rate: 8.99
Prepay Protection: NA
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: El Paso, Texas
Type of Collateral: Single Family Residence
Special Circumstances: No Special circumstances. Borrower closed in an LLC
Highlights of this Deal:77% LTV for Non-Owner Occupied. No Income doc
PLEASE CALL Desmond Welsh AT 818-877-4512 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Fast Hard Money Stated Purchase 75% LTV
Loan Amount: $ 618,750
Broker Commission: $ 6,187
Athas Account Executive: Erika Avildsen
Account Executive Phone Number: 818-930-5578
Account Executive Email: Erika@AthasCapital.com
FICO: 729
Credit Grade: A+
Term Requested: 12 Month Bridge I/O
Interest Rate: 8.99%
Prepay Protection: No
Occupancy: N/O/O
City and State Collateral was Located in: Sierra Madre, CA
Type of Collateral: SFR
Special Circumstances: Borrower purchased a property for $825K that had was purchased a week prior for only $625K. Value came in and we didn’t require any seasoning on value from the previous purchase.
Highlights of this Deal: No seasoning on value, stated loan, no sourcing of down payment.
PLEASE CALL ERIKA AVILDSEN AT 818-930-5578 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

2 Million Hard Money Cash Out in Marco Island, Florida!
Loan Amount: $ 2,000,000
Broker Commission: $ 20,000
Athas Account Executive: George Pencak
Account Executive Phone Number: 818 877 4295
Account Executive Email: George@AthasCapital.com
FICO: 765
Credit Grade: A+
Term Requested: 24 Months
Interest Rate: 9.99
Prepay Protection: N/A
Occupancy: Non-Owner
City and State Collateral was Located in: Marco Island, Florida
Type of Collateral: Owner of a Gorgeous Oceanfront 6 Million plus SFR on Marco Island, Florida – Free and Clear!
Special Circumstances: Owner needed rush funds for unexpected legal expenses.
Highlights of this Deal:33.33% LTV – Closed & Funded within 15 days!
PLEASE CALL GEORGE PENCAK AT 818-877-4295 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

First Time Homebuyer Investment Program- NO Income Qualifying
Loan Amount: $ 378,000
Broker Commission: $ 18,900
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949.393.1892
Account Executive Email: jacqueline@athascapital.com
FICO: 687
Credit Grade: A
Term Requested: 2YR
Interest Rate: 9.50
Prepay Protection: NO PREPAY
Occupancy: NON-OWNER/INVESTMENT
City and State Collateral was Located in: HIGHLAND, CALIFORNIA
Type of Collateral: SFR
Special Circumstances: Borrower was able to purchase his First investment property with the easy of not having to prove his income with our “NO DOC First Time Homebuyer Investment program”. He is now able to start building his retirement investment portfolio.
Highlights of this Deal: We were able to give the borrower the ability to buy his first investment property. The simplicity of having to prove No income whether borrower is self-employed, W2 or retired. Come to Athas to grow your portfolio!
PLEASE CALL JACQUELINE IENNI AT (949)393.1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$6,000,000 purchase of apartment building, $3,600,000 NIV (no income verified) loan!
Loan Amount: $ 3,600,000
Broker Commission: $ 36,000
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@athascapital.com
FICO: 632
Credit Grade: B
Term Requested: 24 months
Interest Rate: 8.5%
Prepay Protection: No prepayment penalty
Occupancy: Non-Owner
City and State Collateral was Located in: Los Angeles, California
Type of Collateral: 52 unit mixed use apartment building with medical offices on first floor.
Special Circumstances: Borrower needed a loan that didn’t have to debt service because several of the units were not leased. Athas Capital Group had no issue funding this loan at 60% LTV without having to debt service at 1.1.
Highlights of this Deal: Borrower was able to get this loan funded on time without the worry of the building having to debt service. Borrower was ecstatic when loan funded. Borrower also didn’t have to source and season down payment and closing costs. These costs were simply wired to escrow when loan closed.
PLEASE CALL JEFF KRECIOCH AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Need 1.625 Million dollars? 560 FICO? FUNDED!
Loan Amount: $ 1,625,000
Broker Commission: $ 16,250
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 818-877-4240
Account Executive Email: jon@athascapital.com
FICO: 560
Credit Grade: B
Term Requested: 24 months
Interest Rate: 10.99
Prepay Protection: NO
Occupancy: Investor
City and State Collateral was Located in: Seattle, WA
Type of Collateral: SFR
Special Circumstances: Borrower had terrible credit, chargeoffs, and was a renter in a foreign country. However, we funded his investment property in Seattle out of an existing hard money loan, and extended his term by 2 years!
Highlights of this Deal: LOW CREDIT, Existing hard money loan (yes we can refinance out of hard money into another hard money loan, unlike some competitors), borrower lives in another country
PLEASE CALL JON AT 818-877-4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Need 1.625 Million dollars? 560 FICO? FUNDED!
Loan Amount: $ 1,625,000
Broker Commission: $ 16,250
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 818-877-4240
Account Executive Email: jon@athascapital.com
FICO: 560
Credit Grade: B
Term Requested: 24 months
Interest Rate: 10.99
Prepay Protection: NO
Occupancy: Investor
City and State Collateral was Located in: Seattle, WA
Type of Collateral: SFR
Special Circumstances: Borrower had terrible credit, chargeoffs, and was a renter in a foreign country. However, we funded his investment property in Seattle out of an existing hard money loan, and extended his term by 2 years!
Highlights of this Deal: LOW CREDIT, Existing hard money loan (yes we can refinance out of hard money into another hard money loan, unlike some competitors), borrower lives in another country
PLEASE CALL JON AT 818-877-4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas Capital provided the highest LTV on a 1.5M Million dollar purchase!
Loan Amount: $ 1,125,000
Broker Commission: $ 18,000
Athas Account Executive: John Pina
Account Executive Phone Number: 818-877-4322
Account Executive Email: john@athascapital.com
FICO: 700
Credit Grade: A
Term Requested: 3/27
Interest Rate: 8.1%
Prepay Protection: Level 1
Occupancy: N/O/O
City and State Collateral was Located in: Miami, FL
Type of Collateral: Condo
Special Circumstances: Broker was not able to get the 75% LTV financing that his client needed on a purchase of a condo for a loan amount over 1M with any Non-Prime lender. ATHAS CAPITAL was able to provide the 1.125 million in financing that the borrower needed to purchase the home!
Highlights of this Deal: No points were charged to the borrower by the lender! No income documentation was required!
PLEASE CALL John Pina AT 818-877-4322 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

AIRBNB INCOME USE FOR INCOME!
Loan Amount: $ 460,000
Broker Commission: $ 18,400
Athas Account Executive: Jacobi Wynne
Account Executive Phone Number: (818) 877-4374
Account Executive Email: Jacobi@athascapital.com
FICO: 724
Credit Grade: A
Term Requested: 7
Interest Rate: 4.875%
Prepay Protection: none
Occupancy: owner occupied
City and State Collateral was Located in: Inglewood, CA
Type of Collateral: SFR
Special Circumstances: Borrower needed to combine 1st, 2nd and pay off debt… but didn’t fit conventional financing due her additional income.
Highlights of this Deal: Borrower needed her Airbnb income to qualify for her loan. She was turned down from multiple lenders including the direct lender that sent us the deal. Borrower is happy that her interest rate is under 5% and she was able to consolidate her debt.
PLEASE CALL JACOBI WYNNE AT (818) 877-4374 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NINA = NO INCOME NEEDED
Loan Amount: $ 910,000
Broker Commission: $ 10,995
Athas Account Executive: Jacobi Wynne
Account Executive Phone Number: (818) 877-4374
Account Executive Email: Jacobi@athascapital.com
FICO: 695
Credit Grade: A
Term Requested: 1 year interest only
Interest Rate: 8.25
Prepay Protection: None
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: San Bernardino, CA
Type of Collateral: Retail
Special Circumstances: Rush cash out refinance for business use
Highlights of this Deal: We closed this Retail Commercial deal in 20 days paying off the borrower’s hard money loan with a much higher rate and it was due. We also gave the borrowers cash out for business use.
PLEASE CALL JACOBI WYNNE AT (818)877-4374 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Unique catch phase about the deal here
Loan Amount: $374,500.00
Broker Commission: $1,000.00
Athas Account Executive: Jacobi Wynne
Account Executive Phone Number: 818-877-4374
Account Executive Email: jacobi@athascapital.com
FICO: 647
Credit Grade: B
Term Requested: 12 MO
Interest Rate: 9.50%
Prepay Protection: No PrePay
Occupancy: Non Owner/Investment
City and State Collateral was Located in: Palmdale, CA
Type of Collateral: SFR
Highlights of this Deal: Borrower was a renter and did not want to miss this investment opportunity. We were able to qualify him for the home and go from “appraisal to closing” with no hiccups.

$1,300,000.00 Jumbo Commercial Loan on Medical Offices closed in 6 days
Loan Amount: $ 1,300,000
Broker Commission: $ 13,000
Athas Account Executive: Kenny Groen
Account Executive Phone Number: 818-930-5549
Account Executive Email: Kenny@athascapital.com
FICO: 522
Credit Grade: C
Term Requested: 24 Month I/O
Interest Rate: 9.99
Prepay Protection: 1.875
Occupancy: Non-Owner
City and State Collateral was Located in: Huston TX
Type of Collateral: Office
Special Circumstances: Borrower needed funds to close on a new investment quick and Athas was able to prove $1,300,000.00 in 6 days.
Highlights of this Deal: Borrowers were so impressed with our speed and efficiency, that they have been referring clients to us to help them with their Jumbo refi’s and purchase’s.
PLEASE CALL KENNY GROEN AT 818-930-5549 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$1,114,000 Funding as Easy as Pie!
Loan Amount: $ 1,114,000
Broker Commission: $ 17,600
Athas Account Executive: Mariam Jasemi
Account Executive Phone Number: 818-930-5553
Account Executive Email: mariam@athascapital.com
FICO: 726
Credit Grade: A+
Term Requested: 12 Months
Interest Rate: 9.99%
Prepay Protection: No
Occupancy: Non-Owner
City and State Collateral was Located in: Downey, CA
Type of Collateral: SFR
Special Circumstances: Borrowers needed a quick close on Non-Owner Occupied purchase in Downey. Borrowers did not have time to go Full Doc route – we were able to close this deal in no time, secure this amazing property and grow borrower’s Real Estate portfolio.
Highlights of this Deal: Jumbo Deal – No Income Verified – No Assets Required – less than 2 weeks
PLEASE CALL MARIAM JASEMI AT 818-930-5553 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

12 months bank statements 80% LTV
Loan Amount: $ 972,000
Broker Commission: $ 9,720.00
Athas Account Executive: Michael Kama
Account Executive Phone Number: (818) 930-5558
Account Executive Email: mkama@athascapital.com
FICO: 712
Credit Grade: A
Term Requested: 30 year fixed
Interest Rate: 6.99%
Prepay Protection: N/A
Occupancy: Owner Occupied
City and State Collateral was Located in: West Hills, CA
Type of Collateral: SFR
Special Circumstances: Borrower only had 12 months bank statements and needed 80% LTV. Came to Athas Capital and got a 30 year fixed loan with no problem.
Highlights of this Deal: Borrowers had gift funds for the down payment and closed this loan in 15 days. Let Athas Capital and Michael help you with your next purchase
PLEASE CALL MICHAEL KAMA AT (818) 930-5558) TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Florida investor Needs Jumbo Cash OUT quickly!!!
Loan Amount: $ 1,383,900.00
Broker Commission: $ 13,839.00
Athas Account Executive: Mike Majidian
Account Executive Phone Number: 818-930-5569
Account Executive Email: mike@athascapital.com
FICO: 677
Credit Grade: A-
Term Requested: 3 Years
Interest Rate: 7.95%
Prepay Protection: 1 Year
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Pinecrest , FL
Type of Collateral: Single Family resident
Special Circumstances: Investor needs cash quickly to finish other investment projects. Unable to prove income, he contacts Athas Capital Group. Athas Non-Prime NO Income /NO asset Verification program was the best solution. We allowed 70% LTV and get this loan closed very quickly.
Highlights of this Deal:
Athas Capital Group team work to get the job done is unmatched. I love my Athas family.
PLEASE CALL Mike Majidian AT 818-930-5569 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Easy Financing in Long Island, NY with NO INCOME / NO RESERVES / NO DEBT SERVICING!
Loan Amount: $650,000
Broker Commission: $19,500
Athas Account Executive: Marc Noddle
Account Executive Phone Number: (818) 930-5579
Account Executive Email: Mnoddle@athascapital.com
FICO: 667
Credit Grade: “A”
Term Requested: 12 months
Interest Rate: 10.99%
Prepay Protection: None
Occupancy: Non Owner Occupied
City and State Collateral was Located in: Flushing, NY
Type of Collateral: 2 units
Special Circumstances:
Our borrower used to live in the subject property, until her husband passed away. She now lives across the street with her sister.
Highlights of this Deal:
Athas was able to provide the borrower with the short-term financing needed, as she was looking to increase her real estate portfolio with an all-cash purchase. We closed with no prepay, no minimum interest and no EPO for the broker.
Please call Marc Noddle at (818) 930-5579 to discuss your next Non-QM loan request!

2 MILLION OWNER-OCCUPIED NO DOC? IT CAN BE DONE!
Loan Amount: $ 2,080,000
Broker Commission: $ 20,800.00
Athas Account Executive: PASH
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 546
Credit Grade: D
Term Requested: 36 MONTHS
Interest Rate: 9.99%
Prepay Protection: 1 YEAR PRE-PAY
Occupancy: Owner Occupied
City and State Collateral was Located in: Scottsdale, AZ
Type of Collateral: SFR
Special Circumstances: Borrower was facing foreclosure on his PRIMARY Residence. I was able to offer a NO DOC loan with NO INCOME STATED or VERIFIED. In addition to avoiding the foreclosure I was able to provide nearly 200K in capital injection to the borrower’s business. With no reserves required and no minimum fico required on this particular program it is truly something all brokers should be aware of in the event they encounter a borrower who happens to be self employed for the last two years with a business bank statement and sufficient equity in their home. Call me today to discuss this very unique program.
Highlights of this Deal:
-NO DOC on OWNER OCCUPIED
-NO RESERVES REQUIRED
PLEASE CALL PASHA PARAN AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$3,295,000 Investor Purchase!! No Sourcing and Seasoning of Down!!
Loan Amount: $1,590,000.00
Broker Commission: $31,800.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: Pasha@athascapital.com
FICO: 765
Credit Grade: “A+”
Term Requested: Two Year Bridge
Interest Rate: 8.99
Prepay Protection: None
Occupancy: Non Owner-Occupied
City and State Collateral was Located in: Park City, UT
Type of Collateral: Condo
Special Circumstances: Client US Citizen working and living abroad in Europe unable to document any US Income and currently rents where resides. Down payment funds also coming from a Non-US bank Account.
Highlights of this Deal: This is a stunning brand new luxury Condo development in the beautiful mountains of Park City UT. Client realized significant (huge) upside potential for value increase in this investment getting in on early release of these units as they hit the market. No Income doc required! No sourcing and seasoning of down. No prepay and no minimum interest required. Just a fast reliable close.
PLEASE CALL Pasha Paran AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

27001 Agoura Road Suite 200 Calabasas Hills, CA 91301
Phone: 1-877-877-1477
Email: info@athascapital.com

Licensed under the Department of Business Oversight California Finance Lenders Law. Loans are made or arranged under the Department of Business Oversight California Finance Lenders Law License # 603 F869 NMLS# 275237