Fundings

Fundings 2017-12-06T16:26:09+00:00

Cool Deals in the High Desert with Athas Capital!

Loan Amount: $ 585,000

Broker Commission: $ 11,700

Athas Account Executive: Alvin R. Greene

Account Executive Phone Number: 818-930-5554

Account Executive Email: Alvin@AthasCapital.com

FICO: 745

Credit Grade: “A”

Term Requested: 60 Months

Interest Rate: 9.990

Prepay Protection: Yes

Occupancy: Commercial, N/O/O

City and State Collateral was Located in: Victorville, CA.

Type of Collateral: Office Suites

Special Circumstances: Borrowers could not use tax returns due to the number of write-offs and reserve requirements. They needed funds for capital improvements.

Highlights of this Deal: Funded earlier than requested with NO RESERVE REQUIREMENT!

PLEASE CALL ALVIN R. GREENE AT (818) 930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NO RESERVES? NO PROBLEM!!!

Loan Amount: $ 120,400

Broker Commission: $ 3,010

Athas Account Executive: Alvin R. Greene

Account Executive Phone Number: (818) 930-5554

Account Executive Email: Alvin@AthasCapital.com

FICO: 674

Credit Grade: “A”

Term Requested: 12 Months

Interest Rate: 10.500%

Prepay Protection: No

Occupancy: Investment

City and State Collateral was Located in: Lancaster, CA.

Type of Collateral: SFR

Special Circumstances: ITIN Borrower

Highlights of this Deal: Borrower purchased an investment property with NO RESERVES! He exhausted all his funds on the down payment.

PLEASE CALL ALVIN R. GREENE AT (818) 930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No proof of income, 25% down-6 day close!

Loan Amount: $ 483,750

Broker Commission: $ 9,675

Athas Account Executive: Alvin Greene

Account Executive Phone Number: (818) 930-5554

Account Executive Email: Alvin@AthasCapital.com

FICO: 787

Credit Grade: A+

Term Requested: 12 Months

Interest Rate: 8.99

Prepay Protection: None

Occupancy: N/O/O

City and State Collateral was Located in: Santa Maria, CA

Type of Collateral: SFR

Special Circumstances: Borrower wanted a cash —- rental but didn’t want to prove income

PLEASE CALL ALVIN GREENE AT (818) 930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreign National Buy Rental Property in USA!!!

Loan Amount: $ 259,000

Broker Commission: $ 5,180

Athas Account Executive: Alvin Greene

Account Executive Phone Number: (818) 930-5554

Account Executive Email: Alvin@AthasCapital.com

FICO: No FICO

Credit Grade: B

Term Requested: 60 Months

Interest Rate: 9.99

Prepay Protection: 2 Yrs.

Occupancy: N/O/O

City and State Collateral was Located in: Sacramento, CA

Type of Collateral: SFR

Special Circumstances: No credit, no proof of down payment, no income!!! Funded!!!

PLEASE CALL ALVIN GREENE AT (818) 930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreclosure Bailout!

Loan Amount: $ 654,000

Broker Commission: $ 19,620

Athas Account Executive: Alvin Greene

Account Executive Phone Number: (818) 930-5554

Account Executive Email: Alvin@AthasCapital.com

FICO: 471

Credit Grade: D

Term Requested: 30 Yrs.

Interest Rate: 9.75

Prepay Protection: None

Occupancy: O/O

City and State Collateral was Located in: Mount Hermon, CA

Type of Collateral: SFR

Special Circumstances: Borrower was behind on mortgage and current lender was foreclosing on borrower- Athas to the rescue!

PLEASE CALL ALVIN GREENE AT (818) 930-5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas Capital delivers when other lenders are unable. This loan had fallen out with two previous lenders due to BORR limited ability to document income.

Loan Amount: $200,000

Broker Commission: $4000.00

Athas Account Executive: BARRY BOSTON

Account Executive Phone Number: 818-930-5580

Account Executive Email: BBoston@AthasCapital.com

FICO: 651

Credit Grade: “B”

Term Requested: Fully Amortized 7/1 ARM

Interest Rate: 6.625

Prepay Protection: -0- No Prepay

Occupancy: Owner-Occupied

City and State Collateral was Located in: Temecula, CA

Type of Collateral: SFR

Special Circumstances: BORR 2x 30 last twelve months Credit Grade “B”. Difficult to document income from an annuity contract owned by Aetna Life with payments issued from an annuity company. BORR had been receiving from an auto accident 22 years previous. All we could get was a letter to the BORR from the provider. Nothing else.

Highlights of this Deal: We were able to work through the lack of support documentation on income and fund this deal when loan had fallen out from two previous lenders. BORR was able to get $100,000 much needed cash out.

PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Complicated is our specialty! Our ability to understand complex situations and provide Common Sense Financial solutions separates Athas Capital from all other private lenders.

Loan Amount: $300,000

Broker Commission: Retail Deal

Athas Account Executive: BARRY BOSTON

Account Executive Phone Number: 818-930-5580

Account Executive Email: BBoston@AthasCapital.com

FICO: 488

Credit Grade: “D”

Term Requested: Two Year Bridge

Interest Rate: 9.99

Prepay Protection: -0- No Prepay

Occupancy: Non-Owner Occupied

City and State Collateral was Located in: San Diego, CA

Type of Collateral: SFR

Special Circumstances: Low FICO BORR going through divorce and sister had recorded a lien on title.
Title was in a quagmire because familial discord. Everyone was afraid they were going to get left holding an empty bag. We had to carefully consult with each party involved; sub-ordinate a second with the sister and ensure the soon to be former spouse would get her due. All parties came together after much coddling and our loan had a smooth closing and everyone was happy.

Highlights of this Deal: It closed! This was a complicated transaction with many unforeseen twists and turns and we were able to negotiate through each difficulty and successfully meet our BORR’s financial objectives.

PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Common Sense UW Prevails! Crushed the Competition allowing higher LTV, lower cost and large cash out. LTV and collateral exception due to BORR strength, location of collateral and Market demand for Units.

Loan Amount: $2,476,590

Broker Commission: $51,026.80

Athas Account Executive: BARRY BOSTON

Account Executive Phone Number: 818-930-5580

Account Executive Email: BBoston@AthasCapital.com

FICO: 791

Credit Grade: “A+”

Term Requested: Twelve Months

Interest Rate: 8.50

Prepay Protection: -0- No Prepay

Occupancy: Non-owner Occupied

City and State Collateral was Located in: Livermore, CA

Type of Collateral: 20 Units Multi-Family

Special Circumstances: 20 Units in Greater Bay Area where many of the units had square footage less than our minimum requirements. We made an LTV exception due to compensating factors of strength of borrower, time length of ownership, location and unit market demand. Borrower was also requesting large cash out over $1.2MM. No Income Doc. Minimum 1.0 DSCR requirement.

Highlights of this Deal: LTV exception and collateral exception. Common sense UW prevails.

PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Busy Investor finds a Partner in Athas Capital

Loan Amount: $ 420,000.00

Broker Commission: $ 16,800.00-Included 2 point rebate!

Athas Account Executive: Bob Ray

Account Executive Phone Number: 818 – 930-5567

Account Executive Email: Bob@athascapital.com

FICO: 755

Credit Grade: A+

Term Requested: 3 Year

Interest Rate: 7.95

Prepay Protection: 3 Year

Occupancy: Non-Owner

City and State Collateral was Located in: Hollywood, FL

Type of Collateral: SFR

Special Circumstances: This very busy investor needed to move funds from two recent sales into this new purchase. They wanted a lending partner who could move fast, execute on the promised loan and work with them in the coordination of a smooth funding. Athas Capital Group delivered on all of these.

Highlights of this Deal: The Broker was able to make $16,800.00 through the combination of up front points and Rebate.

PLEASE CALL Bob Ray at (818) 930-5567 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

6 DAY COLOSING!

Loan Amount: $ 150,500

Broker Commission: $ 6,020

Athas Account Executive: Erika Avildsen

Account Executive Phone Number: 818-930-5578

Account Executive Email: Erika@athascapital.com

FICO: 716

Credit Grade: A

Term Requested: 3/27

Interest Rate: 8.75% @ par

Prepay Protection: 1 year

Occupancy: N/O/O

City and State Collateral was Located in: North Lauderdale, FL

Type of Collateral: SFR

Special Circumstances: Borrower needed a quick close on an investment property purchase and we were able to deliver.

Highlights of this Deal: Stated Income – First time investor – No Problem

PLEASE CALL Erika Avildsen AT 818-930-5578 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreclosure Bailout O/O Consumer loan

Loan Amount: $ 276,250

Broker Commission: $ 6,200

Athas Account Executive: Erika Avildsen

Account Executive Phone Number: 818-930-5788

Account Executive Email: Erika@athascapital.com

FICO: 582

Credit Grade: D

Term Requested: 7/23

Interest Rate: 9.615%

Prepay Protection: No

Occupancy: O/O

City and State Collateral was Located in: Pacoima, CA

Type of Collateral: SFR

Special Circumstances: Borrower lost her job due to taking care of an ill family member and got behind on her mortgage, which then went into foreclosure. Borrower finally regained employment and we were able to refinance her loan, pay off some personal debt, all with only one month of employment.

Highlights of this Deal: Foreclosure Bailout – 1 month employment

PLEASE CALL Erika Avildsen AT 818-930-5578 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Short term cash out Bridge Loan!

Loan Amount: $ 536,250

Broker Commission: $ 10,725

Athas Account Executive: Erika Avildsen

Account Executive Phone Number: 818-930-5578

Account Executive Email: Erika@athascapital.com

FICO: 620

Credit Grade: B

Term Requested: 12 Months

Interest Rate: 10.5%

Prepay Protection: No

Occupancy: N/O/O

City and State Collateral was Located in: Sammamish, WA

Type of Collateral: SFR

Special Circumstances: Borrower needed a short term bridge loan to get some quick cash out to complete some improvements on his investment property.

PLEASE CALL Erika Avildsen AT 818-930-5578 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

QUICK CLOSE HERE AT ATHAS. 5 BUSINESS DAYS FROM START TO FINISH. BAM!!

Loan Amount: $ 367,500

Broker Commission: $ 7350

Athas Account Executive: JACQUELINE IENNI

Account Executive Phone Number: 949-393-1892

Account Executive Email: jacqueline@athascapital.com

FICO: 810

Credit Grade: A+

Term Requested: 12 mo.

Interest Rate: 9.50

Prepay Protection: NONE

Occupancy: Non-Owner

City and State Collateral was Located in: Buena Park, CA

Type of Collateral: SFR

Special Circumstances: Borrower self-employed was unable to prove his income and unable to source and season his down payment. No other lender until Athas Capital was willing to Approve the borrower w/810 score for financing. BORROWR Purchasing Short Sale Investment property, with a 2 week close to meet the banks deadline. Here at Athas we not only met the deadline we exceed the expectation. Completion from start to finish in 5 business days. BAM!

Highlights of this Deal: Funded/Closed Short Sale Investment property in 5 business days from start to finish!!!

PLEASE CALL JACQUELINE IENNI AT (949)393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

14 DAY QUICK CLOSE HERE AT ATHAS, No Income Verification Hard Money Loan

Loan Amount: $ 240,300

Broker Commission: $ 4806

Athas Account Executive: JACQUELINE IENNI

Account Executive Phone Number: 949-393-1892

Account Executive Email: jacqueline@athascapital.com

FICO: 810

Credit Grade: A+

Term Requested: 12 mo.

Interest Rate: 10.50

Prepay Protection: NONE

Occupancy: Non-Owner

City and State Collateral was Located in: PEORIA, AZ

Type of Collateral: SFR

Special Circumstances: Borrower self-employed unable to prove his income and lack of credit. The broker was unable to obtain any financing for his client until he came to us/Athas. Here at Athas Capital we welcome borrowers in need of our NO Doc Loan. Borrower purchasing New build down to the wire to meet Close of escrow. We not only met the deadline we exceed the expectation. Completion from start to finish in 14 days. BOOM!

Highlights of this Deal: Funded/Closed New Build property in 14 days from start to finish to meet the builder close!!!

PLEASE CALL JACQUELINE IENNI AT (949)393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Funded a $3,412,500 in 15 days a Non- Owner Occupied, NO income verification Hard Money loan

Loan Amount: $ 3,412,500

Broker Commission: $ 68,250

Athas Account Executive: JACQUELINE IENNI

Account Executive Phone Number: 949-393-1892

Account Executive Email: jacqueline@athascapital.com

FICO: 589

Credit Grade: D

Term Requested: 24Mos. I/O

Interest Rate: 9.99

Prepay Protection: No Prepay Penalty, NO MI & NO Reserves Required

Occupancy: Non-Owner

City and State Collateral was Located in: Los Angeles, CA

Type of Collateral: SFR

Special Circumstances:Self-employed borrower currently down on his mortgage in NOD status. Broker had been in search for a lender for over 2 months. He could not obtain any financing for his client until he came to us/Athas Capital. This transaction was structure as a 24Mo. Interest Only Non-Prime Hard Money Bridge loan. The goal here was very crucial. The client was just about to lose his home within days. With our deep product offering to meet the specific needs of the borrower we were able to SAVE the borrowers home but also provided him with some relief of $539,565 Cash in hand.

Highlights of this Day:Saved the borrowers home and provided several months of reserves $539,565 Cash in hand!!

Financial Solutions for All type of borrowers!

Loan Amount: $ 217,500

Broker Commission: $ 4350

Athas Account Executive: JACQUELINE IENNI

Account Executive Phone Number: 949-393-1892

Account Executive Email: jacqueline@athascapital.com

FICO: 700

Credit Grade: A

Term Requested: 30Yr Fix

Interest Rate: 5.99

Prepay Protection: 2 Yr. Prepay, No Reserves

Occupancy: Owner

City and State Collateral was Located in: Dansville, CA

Type of Collateral: SFR

Special Circumstances:Borrower Self-employed refinancing with our Non-Prime Consumer Prepay 1.0 Alt-doc 12 months Personal bank statement program. We lowered his rate by 2% from 7.99% to 5.99%. along with $25,000 cash in hand. With our array of product choices, we are able to help borrower save on his monthly payment as well get the cash he needed for home improvements.

Highlights of this Day: Athas is a Non-QM lender allowing non-conventional borrowers like these to be able refinance with our Non-Prime products. Athas is a great transitional lender to eventually convert borrowers into conventional loan.

PLEASE CALL JACQUELINE IENNI AT (949)393-1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Borrower walks away with nearly $200,000 cash to invest in other properties.

Loan Amount: $210,000

Broker Commission: $4,200

Athas Account Executive: Jeff Krecioch

Account Executive Phone Number: 818-930-5556

Account Executive Email: Jeff@athascapital.com

FICO: 717

Credit Grade: A

Term Requested: 3/1 ARM, 30 year loan term

Interest Rate: 8.75%

Prepay Protection: 3 years

Occupancy: Non-Owner

City and State Collateral was Located in: Antioch, Ca

Type of Collateral: SFR

Special Circumstances:Borrower had a free and clear property and wanted as much cash out as possible. Athas Capital doesn’t have a cap on the amount of cash out a borrower can receive so we gave borrower 70% LTV cash out.

Highlights of this Deal: Borrower was able to walk away with nearly $20,0000 in cash on their free and clear investment property allowing them to buy other investment properties.

PLEASE CALL JEFF KRECIOCH AT 818-930-5556 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

2 point Rebate to the broker!

Loan Amount: $207,000

Broker Commission: $4,140

Athas Account Executive: Jeff Krecioch

Account Executive Phone Number: 818-930-5556

Account Executive Email: Jeff@athascapital.com

FICO: 702 and 710

Credit Grade: A

Term Requested: 3/1 ARM, 30 year mortgage term

Interest Rate: 8.75%

Prepay Protection: 3 years

Occupancy: Non-Owner

City and State Collateral was Located in: Merced, Ca

Type of Collateral: SFR

Special Circumstances: Broker didn’t want to charge the borrower any points. Broker was paid with a 2 point rebate from Athas Capital Group

Highlights of this Deal: Our borrower wanted to invest in more rental properties, Athas Capital gave our borrowers over $100,000 cash out in order to purchase other investment properties.

PLEASE CALL JEFF KRECIOCH AT 818-930-5556 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Rate and term refinance of a very rural property in Alpine, Wyoming

Loan Amount: $261,250

Broker Commission: $2,612.50

Athas Account Executive: Jeff Krecioch

Account Executive Phone Number: 818-930-5556

Account Executive Email: Jeff@athascapital.com

FICO: 679

Credit Grade: B

Term Requested: 24 months

Interest Rate: 10.99

Prepay Protection: No Prepay

Occupancy: Non-owner

City and State Collateral was Located in: Alpine, Wyoming

Type of Collateral: SFR

Special Circumstances: This property is in a very rural part of Wyoming

Highlights of this Deal: Athas Capital was able to refinance this very rural Wyoming property.

PLEASE CALL JEFF KRECIOCH AT 818-930-5556 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas Capital funded a loan for a Foreign National for purchase of investment property In Virginia, bought for $1,625,000.

Loan Amount: $ 1,137,500

Broker Commission: $17,062.50

Athas Account Executive: Jeff Krecioch

Account Executive Phone Number: 818-930-5556

Account Executive Email: Jeff@athascapital.com

FICO: 739

Credit Grade: A+

Term Requested: 5/1 ARM, term is for 30 years

Interest Rate: 8.04%

Prepay Protection: 3 years

Occupancy: Non-Owner Occupied

City and State Collateral was Located in: Maclean, Virginia

Type of Collateral: SFR

Special Circumstances: Foreign National lives in China, bought investment property in Virginia.

Highlights of this Deal: Athas Capital closed this loan in two weeks for a Foreign National from China. Borrower didn’t want a short term loan. Athas delivered a 5 year fixed rate loan that turns into an Adjustable rate mortgage after 5 years. There were options for 3/1, 5/1, 7/1 and 30 year fixed on this non-prime investment product.

PLEASE CALL JEFF KRECIOCH AT 818-930-5556 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas Capital was able to fund a commercial condo with multiple units as one loan!

Loan Amount: $ 587,300

Broker Commission: $11,746

Athas Account Executive: Jeff Krecioch

Account Executive Phone Number: 818-930-5556

Account Executive Email: Jeff@athascapital.com

FICO: 790

Credit Grade: A+

Term Requested: 36 months

Interest Rate: 8.99

Prepay Protection: 1 year

Occupancy: Non-Owner

City and State Collateral was Located in: Dallas, TX

Type of Collateral: Business Condominium

Special Circumstances: Our borrower had 4 individual business condominium units that we were able to fund in one loan.
Highlights of this Deal: Borrower had 4 individual business condominium units on one floor that were connected, Athas Capital was able to make one loan to borrower on all 4 units!

PLEASE CALL JEFF KRECIOCH AT 818-930-5556 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$793,600 Owner Occupied Purchase Closed in 14 days

Loan Amount: $ $793,600

Broker Commission: $ 11,810

Athas Account Executive: Michael Kama

Account Executive Phone Number:818-930-5558

Account Executive Email: mkama@athascapital.com

FICO: 674

Credit Grade: “A”

Term Requested: 30 year fixed

Interest Rate: 5.99%

Prepay Protection: 2 years

Occupancy: Owner Occupied

City and State Collateral was Located in: Pasadena, CA

Type of Collateral: SFR

Special Circumstances: 80% LTV Owner occupied purchase closed in 14 days

PLEASE CALL MICHAEL KAMA AT (818) 930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$2,500,000 cash out Investment in 8 days on an EXTREMELY rural property!

Loan Amount: $2,500,000

Broker Commission: $25,000.00

Athas Account Executive: Michael Kama

Account Executive Phone Number:818-930-5558

Account Executive Email: mkama@athascapital.com

FICO: 615

Credit Grade: “B”

Term Requested: 12 months Interest Only

Interest Rate: 8.99%

Prepay Protection: No Pre Pay

Occupancy: Non Owner

City and State Collateral was Located in: Hope, ID

Type of Collateral: SFR

Special Circumstances: Borrower needed cash out in a hurry. Athas capital closed this loan of $2,500,000 in 8 days and borrower was able to purchase another investment property!

PLEASE CALL MICHAEL KAMA AT (818) 930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

$750,000.00 that closed in 15 days with absolutely no proof of income!

Loan Amount: $ 750,000

Broker Commission: $20,485

Athas Account Executive: Michael Kama

Account Executive Phone Number: 818-930-5558

Account Executive Email: mkama@athascapital.com

FICO: 742

Credit Grade: “A”

Term Requested: 12 months Interest Only

Interest Rate: 8.5%

Prepay Protection: No Pre Pay

Occupancy: Non Owner

City and State Collateral was Located in: Los Angeles, CA

Type of Collateral: SFR

Special Circumstances: Purchase with multiple offers and Athas Closed the deal in 15 days. Non Owner investment with no proof of income required.

PLEASE CALL MICHAEL KAMA AT (818) 930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Gift of Equity with no proof of income

Loan Amount: $ 316,250

Broker Commission: $10,674.00

Athas Account Executive: Michael Kama

Account Executive Phone Number: 818-930-5558

Account Executive Email: mkama@athascapital.com

FICO: 575

Credit Grade: “B”

Term Requested: 24 months Interest Only

Interest Rate: 9.49%

Prepay Protection: No Pre Pay

Occupancy: Non Owner

City and State Collateral was Located in: Granbury, TX

Type of Collateral: SFR

Special Circumstances: SFR with Horse stables was done as a gift of equity with no proof of income

PLEASE CALL MICHAEL KAMA AT (818) 930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

FIX AND FLIP Funding in less than two weeks with NO Repair Holdback and No Minimum Interest

Loan Amount: $299,000

Broker Commission: $ 5,232

Athas Account Executive: Marc Noddle

Account Executive Phone Number: 818-930-5579

Account Executive Email: Mnoddle@athascapital.com

FICO: 647

Credit Grade: “B”

Term Requested: 12 months

Interest Rate: 10.50%

Prepay Protection: None

Occupancy: NOO

City and State Collateral was Located in: Wilmington, CA

Type of Collateral: SFR

Special Circumstances: This investor was looking for quick financing on this fix & flip purchase, without having to deal with a lender holding back funds for repairs over multiple disbursements and separate inspections. She had spoken to other Hard Money lenders, but they were all insistent on multiple inspections which were sure to slow down her construction schedule. Athas was able to fund this loan in 14 business days without any hassles.

Highlights of this Deal: No Repair Hold or Disbursements…No multiple property inspections…No Prepay and No minimum interest

Please call Marc Noddle AT (818) 930-5579 to discuss your next Non-Prime Loan Request!

Athas funds the acquisition of an investment property for a Foreign National with no US credit, no US income, and no US reserves

Loan Amount: $367,500

Broker Commission: $10,565

Athas Account Executive: Marc Noddle

Account Executive Phone Number: 818-930-5579

Account Executive Email: Mnoddle@athascapital.com

FICO: No U.S. Credit

Credit Grade: “B”

Term Requested: 24 months

Interest Rate: 9.99%

Prepay Protection: No Prepay

Occupancy: NOO

City and State Collateral was Located in: Calabasas, CA

Type of Collateral: Condo

Special Circumstances: This foreign national was looking to take advantage of the flourishing SoCal real estate market with the purchase of an investment property. Despite the lack of an US income, US credit or US reserves, Athas was able to provide easy funding for this foreign investor with a super-light conditions and a super-easy closing!

Highlights of this Deal: This repeat broker has closed ANOTHER loan here at Athas Capital Group and will continue to bring new Non-QM deals our way!

Please call Marc Noddle at (818) 930-5579 to discuss your next Non-Prime Loan Request!

Unpermitted Unit

Loan Amount: $ 511,000

Broker Commission: $ 5,110

Athas Account Executive: Nicole Cayton

Account Executive Phone Number: 818-634-6509

Account Executive Email: NCAYTON@ATHASCAPITAL.COM

Credit Grade: A-

Term Requested: 3/27

Interest Rate: 8.99%

Prepay Protection: 3-year prepayment penalty

Occupancy: NON- Owner occupied, Investment

City and State Collateral was Located in: Bell Garden, CA.

Type of Collateral: 4 units

Special Circumstances: Borrower had unpermitted unit which previous owner left as a storage.

Highlights of this Deal: Borrower was able to cash out in time to invest in a retail business which she was working as an employee for 10 years and is now the owner of her own business. Athas made her dreams come true!

PLEASE CALL Nicole Cayton AT 818-634-6509 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

RESERVES NOT REQUIRED

Loan Amount: $ 293,175

Broker Commission: $ 1,465 AND $800 processing fee

Athas Account Executive: Nicole Cayton

Account Executive Phone Number: 818-634-6509

Account Executive Email: ncayton@athascapital.com

FICO: 698

Credit Grade: A-

Term Requested: 2 year

Interest Rate: 9.99%

Prepay Protection: No prepay

Occupancy: Non-Owner/ Investment

City and State Collateral was Located in: Fairfield CA.

Type of Collateral: Town House

Special Circumstances: Found a great investment opportunity to purchase and need a quick close!

Highlights of this Deal: Borrower needs a quick close and can only put down 25% down of purchase contract. Reserves was not required. This will be a double close for broker as borrower will be getting a conventional loan in a few years.

PLEASE CALL Nicole Cayton AT 818-634-6509 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non owner occ cash out, qualifying the borrower w/ no income verification business purpose program.

Loan Amount: $210,000

Broker Commission: $ 10,500

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 689

Credit Grade: A

Term Requested: 3yr IO

Interest Rate: 8.24%

Prepay Protection: 1yr

Occupancy: Non owner occ.

City and State Collateral was Located in: Lakewood, Ca.

Type of Collateral: Sfr

Highlights of this Deal: Borrower was pulling cash out on her Non owner occ. property. Borrower needed an alternate income approach & required No doc qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to cash out using her home’s equity for business purpose.

PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non owner occ purchase qualifying the borrower w/ no income verification business purpose program.

Loan Amount: $210,000

Broker Commission: $ 12,120

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 591

Credit Grade: C

Term Requested: 3yr IO

Interest Rate: 8.75%

Prepay Protection: 1yr

Occupancy: Non owner occ.

City and State Collateral was Located in: San Jose, Ca.

Type of Collateral: Sfr

Highlights of this Deal: Borrower was purchasing a Non owner occ. Property. Borrower had a fico score in the 500’s & required an Alternate Credit qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to get his cash out needed w/ his lower ficos scores.

PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Owner occupied purchase qualifying the borrower w/ a higher income debt ratio…

Loan Amount: $636,000

Broker Commission: $ 15,160.00

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 667

Credit Grade: A-

Term Requested: 30yr

Interest Rate: 5.99%

Prepay Protection: 2yr

Occupancy: Owner occ.

City and State Collateral was Located in: Sakinas,Ca.

Type of Collateral: SFR

Highlights of this Deal: Borrower was purchasing an Owner occ. Property & needed a higher income debt ratio & required an Alternate income qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able tailor a solution to help the borrower qualify w/ our Nonprime consumer loan program. Athas was proud to be able to help his borrower to get his keys to his new home.

PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non owner occ purchase qualifying the borrower w/ no income verification business purpose program.

Loan Amount: $355,000

Broker Commission: $ 3550.00

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 701

Credit Grade: A+

Term Requested: 6mnths IO

Interest Rate: 7.49%

Prepay Protection: 0 prepay

Occupancy: Non owner occ.

City and State Collateral was Located in: Rescue, CA

Type of Collateral: Sfr

Highlights of this Deal: Borrower was purchasing a Non owner occ. property. Borrower needed a alternate income approach & required No doc qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to purchase his new investment property for business purpose.

PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non-Owner occ purchase qualifying the borrower on a No doc Business purpose loan.

Loan Amount: $290.500

Broker Commission: $6,173.12

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 749

Credit Grade: A

Term Requested: 12mnth

Interest Rate: 9.5

Prepay Protection: 0

Occupancy: Non-owner occ

City and State Collateral was Located in: San Jose, CA 91401

Type of Collateral: SFR

Special Circumstances: Borrower was purchasing a Nonowner occ. property to rent out for a profit & required an Alternate income qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. This transaction was structured as a 1 yr fix Business Purpose Loan. Athas was able tailor a solution to help the borrower qualify w/ No doc program. Athas was proud to be able to partner with this borrower to help them achieve their personal goals.

Non-Owner occ purchase qualifying the borrower on a No doc Business purpose loan.

Loan Amount: $ 292,600

Broker Commission: $ 5,852.00

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 664

Credit Grade: A-

Term Requested: 5yr

Interest Rate: 8.7%

Prepay Protection: 3yr

Occupancy: Nonowner occ.

City and State Collateral was Located in: El Monte, Ca.

Type of Collateral: Sfr

Highlights of this Deal: Borrower was purchasing a Nonowner occ. property to rent out for a profit & required an Alternate income qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able tailor a solution to help the borrower qualify w/ No doc program. Athas was proud to be able to partner with this borrower to help them achieve their personal goals.

PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Owner occ cashout qualifying the borrower w/ no income verification business purpose program.

Loan Amount: $2,600,000

Broker Commission: $ 22,750.00

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 789

Credit Grade: A+

Term Requested: 24mnth IO

Interest Rate: 8.99%

Prepay Protection: 0 Prepay

Occupancy: Nonowner occ.

City and State Collateral was Located in: Laguna Niguel, Ca.

Type of Collateral: Sfr

Highlights of this Deal: Borrower was pulling cashout on his Owner occ. property. Borrower needed a alternate income approach & required No doc qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to get he needed for business purpose.

PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non owner occ purchase qualifying the borrower w/ no income verification business purpose program.

Loan Amount: $444,000

Broker Commission: $ 7610.00

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 761

Credit Grade: A+

Term Requested: 3yr IO

Interest Rate: 8.99%

Prepay Protection: 1yr

Occupancy: Non owner occ.
City and State Collateral was Located in: San Jose, Ca.

Type of Collateral: Sfr

Highlights of this Deal: Borrower was purchasing a Non owner occ. property. Borrower needed a alternate income approach & required no doc qualifying lender. Borrower had been turned down by multiple lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to purchase his new investment property for business purpose.

PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non owner occ purchase qualifying the borrower w/ no income verification business purpose program.

Loan Amount: $299,600

Broker Commission: $ 12,584.00

Athas Account Executive: Steve Nicholl

Account Executive Phone Number: 619-408-2908

Account Executive Email: snicholl@athascapital.com

FICO: 574

Credit Grade: B

Term Requested: 1yr IO

Interest Rate: 8.99%

Prepay Protection: 0 prepay

Occupancy: Non owner occ.

City and State Collateral was Located in: Rialto, Ca.

Type of Collateral: Sfr

Highlights of this Deal: Borrower was purchasing a Non owner occ. property. Borrower needed a alternate income approach & required No doc qualifying lender. Borrower had been turned down by multiple Lenders before coming to Athas Capital. Athas was able to tailor a solution to help the borrower qualify w/ our Hard Money Bridge loan program. Athas was proud to be able to help this borrower to purchase his new investment property for business purpose.

PLEASE CALL Steve Nicholl AT 619-408-2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“40 Years of Financial Wisdom”

Loan Amount: $201,400.00

Broker Commission: $10,070.00

Athas Account Executive: Stuart Solomon

Account Executive Phone Number: 818-930-5559

Account Executive Email: Stuart@AthasCapital.com

FICO: 733

Credit Grade: A+

Term Requested: 3/1 Arm

Interest Rate: 8.375%

Prepay Protection: 3 yr PrePay

Occupancy: No Owner Occupied Investor Residential

City and State Collateral was Located in: Loma Linda, CA

Type of Collateral: SFR

Special Circumstances: There were questions regarding this U.S. citizens name showing multiple combinations due to his native families country of origins usage. We were patient to help service this client, as we do with all our borrowers.

Highlights of this Deal: The borrower wanted cash out finance at a high LTV on property which was free and clear. We were able to fulfill his needs and serviced his loan officer with our excellent staff of processors putting in time even on Saturday and Sundays to complete loans fundings.

Loan Amount: $980,000.00

Broker Commission: $24,500.00

Athas Account Executive: Stuart Solomon

Account Executive Phone Number: 818-930-5559

Account Executive Email: Stuart@AthasCapital.com

FICO: 661

Credit Grade: 661

Term Requested: 7/1 Arm no prepay

Interest Rate: 6.125%

Prepay Protection: no PrePay

Occupancy: Owner Occupied

City and State Collateral was Located in: Valley Village, Los Angeles, CA

Type of Collateral: SFR

Special Circumstances: Borrower was needing to pay off a business loan used to build this subject property. The loan was connected to a crossed collateral property. Unique to this deal was the borrower was moving into the property as his Primary Residence. ATHAS had the solution and at a lower rate than his current outstanding loan.

Highlights of this Deal: Conveniently Stuart Solomon found a solution to enable the payoff of the crossed loan and helped the borrower finance this Primary loan with a program Athas meet the borrower’s needs while maintaining a compliant loan. This is the efforts Athas makes to stand apart from it’s competitors. We do not box our loans into categories, but provide solutions to help the residential and commercial borrowers meet their needs. Loan closed in under 30 days.

PLEASE CALL Stuart Solomon AT 818-930-5559 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“40 Years of Financial Wisdom”

Loan Amount: $562,000.00

Broker Commission: $12,645.00

Athas Account Executive: Stuart Solomon

Account Executive Phone Number: 818-930-5559

Account Executive Email: Stuart@AthasCapital.com

FICO: 699

Credit Grade: A-

Term Requested: 24 month i/o

Interest Rate: 9.990%

Prepay Protection: no PrePay

Occupancy: No Owner Occupied Investor Residential

City and State Collateral was Located in: Bellevue, WA

Type of Collateral: SFR

Special Circumstances: Borrower wanted a no prepayment business purpose loan with short term maturity

Highlights of this Deal: Client was turned down by 2 banks before arriving at Athas. We were able to fund this loan in under 15 days and provide him with no prepayment clause.

30-year loan, no proof of income

Loan Amount: $ 840,000

Broker Commission: $ 16,800 in Points and $16,800 in Rebate (and 2 Rebate Points)

Athas Account Executive: Terry O’Shaughnessy

Account Executive Phone Number: (888) 343-4588

Account Executive Email: Terry@AthasCapital.com

FICO: 728

Credit Grade: A

Term Requested: 30 Yrs.- No Balloon

Interest Rate: 8.5

Prepay Protection: 3 Yrs.

Occupancy: N/O/O

City and State Collateral was Located in: Albuquerque, NM

Type of Collateral: SFR

Special Circumstances: No proof of income, fast close, and 2-point rebate

PLEASE CALL TERRY O’SHAUGHNESSY AT (888) 343-4588 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No FICO Borrower- No Problem!

Loan Amount: $ 748,000

Broker Commission: $ 14,960

Athas Account Executive: Terry O’Shaughnessy

Account Executive Phone Number: (888) 343-4588

Account Executive Email: Terry@AthasCapital.com

FICO: No FICO Available for this Borrower

Credit Grade: B

Term Requested: 30 Yrs.

Interest Rate: 7.99

Prepay Protection: No Prepay

Occupancy: O/O

City and State Collateral was Located in: Dallas, TX

Type of Collateral: SFR

Special Circumstances: Borrower had established zero credit and had no FICO scores

PLEASE CALL TERRY O’SHAUGHNESSY AT (888) 343-4588 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No Point Hard Money- Yes, no point.

Loan Amount: $ 130,000

Broker Commission: $ 6,500

Athas Account Executive: Terry O’Shaughnessy

Account Executive Phone Number: 888-343-4588

Account Executive Email: Terry@AthasCapital.com

FICO: 604

Credit Grade: B

Term Requested: 60 Month

Interest Rate: 10.99

Prepay Protection: 3 Yrs.

Occupancy: N/O/O

City and State Collateral was Located in: Laveen, AZ

Type of Collateral: SFR

Special Circumstances: Borrower was short to close to Athas couldn’t charge any points. But Athas writes hard money loan with no points and even rebate!

PLEASE CALL TERRY O’SHAUGHNESSY AT (888) 343-4588 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No proof of income, N/O/O, and a 30-year fixed at 6.75%

Loan Amount: $ 118,000

Broker Commission: $ 3,540

Athas Account Executive: Terry O’Shaughnessy

Account Executive Phone Number: 888-343-4588

Account Executive Email: Terry@AthasCapital.com

FICO: 774

Credit Grade: A

Term Requested: 30 Yrs.

Interest Rate: 6.75

Prepay Protection: 2 Yrs.

Occupancy: N/O/O

City and State Collateral was Located in: Landcaster, CA

Type of Collateral: SFR

Special Circumstances: Low 30-year fixed rate for a no proof of income N/O/O SFR!!

PLEASE CALL TERRY O’SHAUGHNESSY AT (888) 343-4588 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

12 day submission to docs on a TRID loan!

Loan Amount: $485,000

Broker Commission: $6,000

Athas Account Executive: Patty Kennedy

Account Executive Phone Number: 310-962-3513

Account Executive Email: patty@athascapital.com

FICO: 684

Credit Grade: A

Term Requested: 30/30 @ par

Interest Rate: 5.99

Prepay Protection: 2 years

Occupancy: Owner Occupied

City and State Collateral was Located in: Rancho Santa Margarita, CA

Type of Collateral: SFR

Special Circumstances:Self Employed borrower for 4 years. 6 open trade lines.

Highlights of this Day:This borrower did a debt consolidation paying off all of their debt and lowering their overall monthly out go.

Loan Amount: $472,500

Broker Commission: $5,906.25

Athas Account Executive: Patty Kennedy

Account Executive Phone Number: 310-962-3513

Account Executive Email: patty@athascapital.com

FICO: 631

Credit Grade: B

Term Requested: 1 year interest only

Interest Rate: 10.5

Prepay Protection: None

Occupancy: Non-Owner Occupied

City and State Collateral was Located in: West Hills, CA

Type of Collateral: SFR

Special Circumstances: Self Employed borrower for 4.5 years. 4 open trade lines.

Highlights of this Day: This property has multiple offers. Borrower had to have a fast closing. Athas was able to fund this loan from start to finish in 14 business days

Owner Occupied Purchase located in Houston, Texas……. Then the 500 year flood happened! Athas re-inspected the property on a rush and still closed on time

Loan Amount: $405,000

Broker Commission: $ 1,295

Athas Account Executive: Patty Kennedy

Account Executive Phone Number: 310-962-3513

Account Executive Email: patty@athascapital.com

FICO: 679

Credit Grade: B- Grade

Term Requested: 7/23

Interest Rate: 8.5 @ par

Prepay Protection: None

Occupancy: Owner Occupied

City and State Collateral was Located in: Houston, Texas

Type of Collateral: SFR

Special Circumstances: Rush Purchase in Houston, Texas. Borrower sold his primary without contingencies. Then the flood happened. Borrower had to go to a hotel. Athas ordered a rush re-inspection to make sure our subject property was not under water.

Highlights of this Day: In the end it all worked out even in a natural disaster.

27001 Agoura Road Suite 200 Calabasas Hills, CA 91301
Phone: 1-877-877-1477
Email: info@athascapital.com

Licensed under the Department of Business Oversight California Finance Lenders Law. Loans are made or arranged under the Department of Business Oversight California Finance Lenders Law License # 603 F869 NMLS# 275237