Fundings

Fundings 2018-05-06T13:21:19+00:00

“Damaged property in Compton, Athas provides flexible terms, and last minute Funding”
Loan Amount: $ 150,000
Broker Commission: $3,000
Athas Account Executive: Shaedon Boudreaux
Account Executive Phone Number: 805-624-1387
Account Executive Email: shaedon@athascapital.com
FICO: 700
Credit Grade: A+
Term Requested: 12 Month
Interest Rate: 7.99%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: Compton, CA
Type of Collateral: SFR
Special Circumstances: Property had extensive damage but Athas found comfort considering the borrower’s equity and credit profile. Athas also went the extra mile for the loan officer and funded WITHOUT Docs being drawn yet.
Highlights of this Deal: Damaged property, Interest Only Loan, No Prepayment Penalty, No Minimum Interest.
PLEASE CALL SHAEDON BOUDREAUX AT 805-624-1387 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Across the river to the Jersey side!
Loan Amount: $350,000
Broker Commission: $3937.50
Athas Account Executive: Serge Mitrofanov
Account Executive Phone Number: 818 877 4294
Account Executive Email: Serge@AthasCapital.com
FICO: 779
Credit Grade: A+
Term Requested: 24m IO
Interest Rate: 9.5%
Prepay Protection: No PP
Occupancy: NOO
City and State Collateral was Located in: Jersey City, NJ
Type of Collateral: 2-Unit
Special Circumstances: Borrower needed cash quick to purchase his next investment.
Highlights of this Deal: Self Employed borrower couldn’t show his income – Athas comes through with a No DTI, NO DSCR, NO Prepay in NJ!
PLEASE CALL $ERGE AT 818 877 4294 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas picks up the fumble and runs it in for a TD!
Loan Amount: $146,300
Broker Commission: $2926
Athas Account Executive: Serge Mitrofanov
Account Executive Phone Number: 818 877 4294
Account Executive Email: Serge@AthasCapital.com
FICO: 662
Credit Grade: A-
Term Requested: 3yr Arm
Interest Rate: 8.25
Prepay Protection: 3yr PP
Occupancy: NOO
City and State Collateral was Located in: Kissimmee, FL
Type of Collateral: SFR
Special Circumstances: Borrower was stressed as the other lender dropped the ball after 2 months!! Athas came through and delivered – and cleared erroneous municipal liens!
Highlights of this Deal:
No Income Cash out on Free & Clear property.
PLEASE CALL $ERGE AT 818 877 4294 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Hard Money Walks – Athas saves the day, AGAIN!
Loan Amount: $156,000
Broker Commission: $3120.00
Athas Account Executive: Serge Mitrofanov
Account Executive Phone Number: 818 877 4294
Account Executive Email: Serge@AthasCapital.com
FICO: 727
Credit Grade: A+
Term Requested: 12m Bridge IO
Interest Rate: 8.5%
Prepay Protection: No PP
Occupancy: NOO
City and State Collateral was Located in: Tigard, OR
Type of Collateral: SFR
Special Circumstances: Rehab work was over budget/behind schedule and the borrower needed cash quick.
Highlights of this Deal: No Income Hard Money Cash Out on property with deferred maintenance.
PLEASE CALL $ERGE AT 818.877.4294 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No Income OO Business Purpose Cash Out!!
Loan Amount: $ 450,000
Broker Commission: $ 22,500
Athas Account Executive: Serge Mitrofanov
Account Executive Phone Number: 818 877 4294
Account Executive Email: Serge@AthasCapital.com
FICO: 599
Credit Grade: B
Term Requested: 5yr Bridge
Interest Rate: 10.5%
Prepay Protection: 5yr PP
Occupancy: OO
City and State Collateral was Located in: Huntington Beach, CA
Type of Collateral: SFR
Special Circumstances: Self-employed less than 1 year, borrower needed cash to expand his business.
Highlights of this Deal: Borrower missed his flight from Vietnam during Chinese New Year and was stranded for a month. Athas worked with the broker and delivered on our commitment!
PLEASE CALL $ERGE AT 818 877 4294 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Cashout No Doc Hard Money Bridge Program for Non-owner occ properties.
Loan Amount: $400,000.00
Broker Commission: $8,820.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619.408.2908
Account Executive Email: snicholl@athascapital.com
FICO: 555
Credit Grade: B
Term Requested: 12mnth IO N prepay
Interest Rate: 8.50%
Prepay Protection: No prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Oakland, CA.
Type of Collateral: SFR
Special Circumstances:
Borrower was pulling cashout of a Multi-Unit Nonowner occ. property for business purpose. All documents were submitted for approval within 24 hrs from the broker & all conditions were met within 48hrs from requested. Athas trained staff & the broker worked excellent together & closed the loan to timely manner.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Purchase: Bridge loan for Non-owner occ purchase. Qualifying the borrower w/ NO DOC & NO PREPAY.
Loan Amount: $600,000.00
Broker Commission: $12,625.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619.408.2908
Account Executive Email: snicholl@athascapital.com
FICO: 757
Credit Grade: A+
Term Requested: 2yr
Interest Rate: 8.99%
Prepay Protection: 0 prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Poway, CA
Type of Collateral: SFR
Special Circumstances:
Borrower was purchasing a Nonowner occ. property to rent out for Business purpose. With high enthusiasm the broker & the Athas’s team jumped into action. Athas’s in house staff & underwriters were working quickly w/ the Broker & Borrower to close the purchase loan on time. The file closed on time w/ the efficiency of Team Athas & the broker working together. The borrower was happy to get the keys to her new home.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Nonprime for Non-owner occ cashout. Qualifying the borrower on a NO DOC program.
Loan Amount: $264,000.00
Broker Commission: $10440.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619.408.2908
Account Executive Email: snicholl@athascapital.com
FICO: 670
Credit Grade: A
Term Requested: 3/27
Interest Rate: 8.250%
Prepay Protection: 3yr prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Belmont Shore, CA.
Type of Collateral: SFR
Special Circumstances:
Borrower was cashouting on a Nonowner occ. property to do improvements on the property. Athas’s in house staff & underwriters were working enthusiastically w/ the Broker & Borrower to close the in a fast timely fashion. The file closed on time w/ Team Athas’s & the broker working together harmony.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Purchase: Bridge loan for Non-owner occ purchase. Qualifying the borrower w/ NO DOC & NO PREPAY.
Loan Amount: $532,000.00
Broker Commission: $10,640.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619.408.2908
Account Executive Email: snicholl@athascapital.com
FICO: 674
Credit Grade: A-
Term Requested: 2yr
Interest Rate: 10.99%
Prepay Protection: 0 prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: El Monte, CA
Type of Collateral: SFR
Special Circumstances:
Borrower was purchasing a Nonowner occ. Property on our No Doc program. The borrower & the broker were anxious to close the purchase loan quickly. The efficiency of Team Athas & the broker working together allowed for a smooth transaction. The borrower as happy to get the keys to her new home.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Cashout No DOC Program for Non-owner occ properties.
Loan Amount: $656,250.00
Broker Commission: $7,828.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619.408.2908
Account Executive Email: snicholl@athascapital.com
FICO: 670
Credit Grade: A+
Term Requested: 12mnth IO N prepay
Interest Rate: 9.50%
Prepay Protection: No prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Burbank, CA.
Type of Collateral: SFR
Special Circumstances:
Borrower was purchasing a Nonowner occ. Property for business purpose. A complete file was submitted up front w/ all parties intentions in closing the loan. Athas trained staff & the broker worked hand in hand w/ persistence helped the borrower to close his purchase loan.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Cashout No DOC Program for Non-owner occ properties.
Loan Amount: $222,000.00
Broker Commission: $10440.00
Athas Account Executive: Steve Nicholl
Account Executive Phone Number: 619.408.2908
Account Executive Email: snicholl@athascapital.com
FICO: 670
Credit Grade: D
Term Requested: 3 yr fix / 1yr prepay
Interest Rate: 9.990%
Prepay Protection: 3yr prepay
Occupancy: Nonowner occ
City and State Collateral was Located in: Denver, CA.
Type of Collateral: SFR
Special Circumstances:
Borrower was cashouting on a Nonowner occ. property to do improvements on the property. Athas’s in house staff, underwriters. & the broker were working w/ the desire to close the loan. Through the process the loan closed & the borrower had benefited from the smooth transaction.
PLEASE CALL Steve Nicholl AT 619.408.2908 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Only 1 Day seasoning needed on Down Payment. Funded in 3 days!
Loan Amount: $ 2,015,000
Broker Commission: $ 10,075
Athas Account Executive: Stuart Solomon
Account Executive Phone Number: 818-930-5559
Account Executive Email: Stuart@AthasCapital.com
FICO: 702
Credit Grade: A
Term Requested: 6 months
Interest Rate: 6.99
Prepay Protection: No PrePay Penalty
Occupancy: Non Owner occupied
City and State Collateral was Located in: West Hollywood Hills, CA
Type of Collateral: SFR
Special Circumstances: Client’s file was a fall out from both conventional lenders and private lenders except at Athas.
Highlights of this Deal: Deal was submitted, processed, and funded in 3 days.
PLEASE CALL Stuart Solomon AT 818-930-5559 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Non-Owner, No Income, No Hassle and a quick close!
Loan Amount: $ 262,500.00
Broker Commission: $ 6,145.00
Athas Account Executive: Todd Kaplan
Account Executive Phone Number: 818-930-5592
Account Executive Email: todd@athascapital.com
FICO: 705
Credit Grade: A
Term Requested: 3/27
Interest Rate: 7.625
Prepay Protection: 3 years
Occupancy: Non-owner occupied
City and State Collateral was Located in: California
Type of Collateral: Single Family
Special Circumstances: Borrower came to us and was pressed for time to cash out on this investment property after having been put through the run around with a competitor. Athas closed this loan in 20 days from submission.
Highlights of this Deal: When a broker and borrower are willing to move quickly Athas can as well. Super clean transaction with an amazing broker. That is what business is all about. Working together to get the deal done.
PLEASE CALL TODD KAPLAN AT 818-930-5592 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Funded No Income loan in Colorado!
Loan Amount: $255,500.00
Broker Commission: $5,110.00 + $500 Processing
Athas Account Executive: Arash Asghari
Account Executive Phone Number: 818-877-4271
Account Executive Email: arash@athascapital.com
FICO: 717
Credit Grade: A+
Term Requested: 2 year I/O
Interest Rate: 9.99%
Prepay Protection: No Prepay
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Lakewood, CO
Type of Collateral: SFR
Special Circumstances: Borrower was a contractor who purchased a property last year and renovated the house. Athas was able to refinance his property with max cash out to help them buy another property. We funded this loan with no income stated or verified.
Highlights of this Deal:
NO Income Stated
NO Income Verified
PLEASE CALL ARASH ASGHARI AT 818-877-4271 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Half A Million Cash with No income needed in New York!!
Loan Amount: $550,000.00
Broker Commission: $11,000.00
Athas Account Executive: Arash Asghari
Account Executive Phone Number: 818-877-4271
Account Executive Email: arash@athascapital.com
FICO: 702
Credit Grade: A
Term Requested: 3/27
Interest Rate: 7.95%
Prepay Protection: 1 Year Prepay
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: New York, NY
Type of Collateral: SFR
Special Circumstances:
Borrower came to Athas to get the loan done! Borrower wanted cash out of free and clear investment property with no proof of income. This file was on a rush because borrower was looking to leave the country so Athas funded on time about 2 and half weeks.
Highlights of this Deal:
No income Stated
No income verified
PLEASE CALL ARASH ASGHARI AT 818-877-4271 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

1st time Buyer No Income Stated or Verified in Florida!!
Loan Amount: $221,000.00
Broker Commission: $2762.50 + 995 Processing
Athas Account Executive: Arash Asghari
Account Executive Phone Number: 818-877-4271
Account Executive Email: arash@athascapital.com
FICO: 687
Credit Grade: A
Term Requested: 1 year I/O
Interest Rate: 10.50%
Prepay Protection: No Prepay
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Boynton Beach FL
Type of Collateral: SFR
Special Circumstances: 1st time home buyer looking to purchase investment property with no proof of income and no questions asked for source and seasoning the down payment. Closed in just 2 weeks.
Highlights of this Deal:
No income Stated
No income Verified
No source and seasoned down payment
PLEASE CALL ARASH ASGHARI AT 818-877-4271 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Colorado Gold Rush still paying off!
Loan Amount: $ 282,000
Broker Commission: $ 9,870
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818.930.5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 792
Credit Grade: “A+”
Term Requested: 36 Months
Interest Rate: 7.990
Prepay Protection: Yes
Occupancy: Non-Owner
City and State Collateral was Located in: South Gate, CA.
Type of Collateral: Mixed-Use, Commercial
Special Circumstances: Owner-User mixed-use building (restaurant & single residential unit), needing cash to reinvest but tax returns wouldn’t help.
Highlights of this Deal: No income, no reserves allowed the borrower to update the kitchen, remodel the restrooms stand and expand restaurant seating by 40%!
PLEASE ALVIN R. GREENE AT 818.930.5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Twice as Nice…
Loan Amount: $ 303,000
Broker Commission: $ 3,030
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818.930.5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 697
Credit Grade: “A”
Term Requested: 60 Months
Interest Rate: 8.750
Prepay Protection: Yes
Occupancy: Non-Owner
City and State Collateral was Located in: Inglewood, CA.
Type of Collateral: Commercial, Mixed-Use
Special Circumstances: Retired couple with limited income. This is their “cash-cow”. Discovered a recent tax lien and were short of funds.
Highlights of this Deal: We closed with the borrowers in November 2017 on a separate transaction. Used the same appraisal ($2,500 savings) and closed in 2 weeks.
PLEASE ALVIN R. GREENE AT 818.930.5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Colorado Gold Rush still paying off!
Loan Amount: $ 100,000
Broker Commission: $ 4,000
Athas Account Executive: Alvin R. Greene
Account Executive Phone Number: 818.930.5554
Account Executive Email: Alvin@AthasCapital.com
FICO: 536
Credit Grade: “C”
Term Requested: 12 Months
Interest Rate: 8.250
Prepay Protection: No
Occupancy: Non-Owner
City and State Collateral was Located in: Arvada, CO.
Type of Collateral: SFR
Special Circumstances: Couple with low scores, wanting cash-out to take advantage of an investment opportunity.
Highlights of this Deal: No income and no reserves allowed the borrowers to realize their dreams are within reach.
PLEASE ALVIN R. GREENE AT 818.930.5554 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Owner-Occupied NO-INCOME Business Purpose CASH OUT for Self-Employed Homeowners!! Athas Capital has it!!
Loan Amount: $465,000
Broker Commission: $13,368.00
Athas Account Executive: BARRY BOSTON
Account Executive Phone Number: 818-930-5580
Account Executive Email: BBOSTON@ATHASCAPITAL.COM
FICO: 725
Credit Grade: A+
Term Requested: THREE YEAR IO
Interest Rate: 8.50
Prepay Protection: ONE YEAR
Occupancy: OWNER-OCCUPIED
City and State Collateral was Located in: IRVINE, CA
Type of Collateral: SFR
Special Circumstances: Self-Employed BORR unable to document income need cash out from primary to fund business investment.
Highlights of this Deal: No 1040s, no 4506-T, no Bank Statements and no document mining expedition. Just a fast smooth seamless close.
PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Credit Challenges. No Problem. Non-Owner-Occupied NO-INCOME Business Purpose Purchase!!
Loan Amount: $892,500
Broker Commission: $18,845.00
Athas Account Executive: BARRY BOSTON
Account Executive Phone Number: 818-930-5580
Account Executive Email: BBOSTON@ATHASCAPITAL.COM
FICO: 708
Credit Grade: A+
Term Requested: ONE YEAR
Interest Rate: 9.50
Prepay Protection: NONE
Occupancy: NON-OWNER-OCCUPIED
City and State Collateral was Located in: CYPRESS, CA
Type of Collateral: SFR
Special Circumstances: BORR had 11×90 on a real estate loan 2013 and also previous 2×30 and 1×60 on an auto loan.
Highlights of this Deal: BORR needed a short term one year bridge loan and fast close at higher LTV with low cost lender fees.
PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Large All Cash Out!! No Problem!! Non-Owner-Occupied NO-INCOME Business Purpose REFI!!
Loan Amount: $402,600
Broker Commission: $9602.00
Athas Account Executive: BARRY BOSTON
Account Executive Phone Number: 818-930-5580
Account Executive Email: BBOSTON@ATHASCAPITAL.COM
FICO: 688
Credit Grade: A
Term Requested: TWO YEAR BRIDGE
Interest Rate: 8.99
Prepay Protection: NONE
Occupancy: NON-OWNER-OCCUPIED
City and State Collateral was Located in: ELLENSBURG, WA
Type of Collateral: SFR
Special Circumstances: BORR purchased property all cash MAR 2017 through 1031 Exchange. BORR needed large cash out for business and a No-Income Loan.
Highlights of this Deal: BORR needed a short term two year bridge with no prepay and fast close.
PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

All Cash Out!! No Problem!! Non-Owner-Occupied NO-INCOME Business Purpose REFI!!
Loan Amount: $246,000
Broker Commission: $8150.00
Athas Account Executive: BARRY BOSTON
Account Executive Phone Number: 818-930-5580
Account Executive Email: BBOSTON@ATHASCAPITAL.COM
FICO: 681
Credit Grade: A
Term Requested: TWO YEAR BRIDGE
Interest Rate: 8.99
Prepay Protection: NONE
Occupancy: NON-OWNER-OCCUPIED
City and State Collateral was Located in: LOPEZ ISLAND, WA
Type of Collateral: SFR
Special Circumstances: BORR needed large cash out for business and a No-Income Loan.
Highlights of this Deal: BORR needed a short term two year bridge with no prepay and fast close.
PLEASE CALL BARRY BOSTON AT 818-930-5580 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

CASH OUT ON AN INVESTMENT PROPERTY FOR A RENTER
Loan Amount: $ 344,400
Broker Commission: $7,800
Athas Account Executive: Brandon Zimmer
Account Executive Phone Number: 818 877 4241
Account Executive Email: BrandonZ@athascapital.com
FICO: 681
Credit Grade: A
Term Requested: 3 YEAR I/O WITH 1 YEAR PREPAY
Interest Rate: 9.50
Prepay Protection: 1 year prepay
Occupancy: N/O/O
City and State Collateral was Located in: ASTORIA, OR
Type of Collateral: SFR
Special Circumstances: HUSBAND & WIFE NO LONGER NEAR EACH OTHER SIGN SAME DAY
Highlights of this Deal: Husband moved out of his house to move in with his sick mother while his wife who had fallen ill moved back home to California. Their old home now a rental property that Athas was able to help get them cash out on.
PLEASE CALL BRANDON ZIMMER AT 818.877.4241 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

ATHAS HELPS A PROFESSIONAL SOCCER GOALIE SAVE HIS REFI
Loan Amount: $61,750
Broker Commission: $1852.50
Athas Account Executive: Brandon Zimmer
Account Executive Phone Number: 818 877 4241
Account Executive Email: BrandonZ@athascapital.com
FICO: 681
Credit Grade: B
Term Requested: 3/27 ARM
Interest Rate: 10.50
Prepay Protection: 2 year prepay
Occupancy: N/O/O
City and State Collateral was Located in: TAMARAC,FL
Type of Collateral: CONDO
Special Circumstances: BORROWER HAVING TROUBLE GETTING A REFI WITH NO US CREDIT
Highlights of this Deal: ATHAS CAME IN. STRUCTURED A MAKE SENSE DEAL WITH A 2 YEAR PREPAY INSTEAD OF 3 WHICH THE BORROWER WANTED AND BUILT THE RELATIONSHIP TO WHERE THE BROKER & BORROWER CAN COME BACK AGAIN IN 2 YEARS FOR A POSSIBLE LONGER LOAN PROGRAM
PLEASE CALL BRANDON ZIMMER AT 818.877.4241 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

CASH OUT ON AN INVESTMENT PROPERTY FOR A RENTER
Loan Amount: $ 344,400
Broker Commission: $7,800
Athas Account Executive: Brandon Zimmer
Account Executive Phone Number: 818 877 4241
Account Executive Email: BrandonZ@athascapital.com
FICO: 681
Credit Grade: A
Term Requested: 3 YEAR I/O WITH 1 YEAR PREPAY
Interest Rate: 9.50
Prepay Protection: 1 year prepay
Occupancy: N/O/O
City and State Collateral was Located in: ASTORIA, OR
Type of Collateral: SFR
Special Circumstances: HUSBAND & WIFE NO LONGER NEAR EACH OTHER SIGN SAME DAY
Highlights of this Deal: Husband moved out of his house to move in with his sick mother while his wife who had fallen ill moved back home to California. Their old home now a rental property that Athas was able to help get them cash out on.
PLEASE CALL BRANDON ZIMMER AT 818.877.4241 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

New investor No Doc Purchase!
Loan Amount: $111,750.00
Broker Commission: $4,470.00
Athas Account Executive: Diego Bedoya
Account Executive Phone Number: 818-930-5587
Account Executive Email: Diego@athascapital.com
FICO: 725
Credit Grade: A
Term Requested: 3/1 ARM
Interest Rate: 7.50%
Prepay Protection: 3 years
Occupancy: N/O/O
City and State Collateral was Located in: Killeen, TX
Type of Collateral: 4 unit
Special Circumstances: Borrower is a new investor and was looking for a lender that offered a No Doc program with limited conditions to close. He was not able to find anyone until he came to ATHAS CAPITAL! He was so pleased with our attention to detail and easy process that he already has another deal ready to fund!
Highlights of this Deal: Athas was able to exceed the expectations of this new investor to meet the seller’s set date to close to make sure that he didn’t loose this property.
PLEASE CALL DIEGO BEDOYA AT 818-930-5587 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“Team work makes the Dream work”
Loan Amount: $100,000.00
Broker Commission: $1,750.00
Athas Account Executive: Diego Bedoya
Account Executive Phone Number: 818-930-5587
Account Executive Email: Diego@athascapital.com
FICO: 795
Credit Grade: A+
Term Requested: 12 Month
Interest Rate: 7.50%
Prepay Protection: No Prepay
Occupancy: N/O/O
City and State Collateral was Located in: Escondido, CA
Type of Collateral: SFR
Special Circumstances: Free and Clear property in complicated Family Trust needed a quick cash out to update the property for lease/sale. Borrower was court appointed successor of the Trust with limited documents, we were able to source the correct documents to satisfy all title conditions in order to close.
Highlights of this Deal: The Athas team worked diligently with Title/Escrow to get through this complicated Family Trust in order to deliver the funds needed in a timely manner.
PLEASE CALL DIEGO BEDOYA AT 818-930-5587 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Quick CASH Out Bridge Loan N/O/O investment property
Loan Amount: $ 240,000
Broker Commission: $ 4800
Athas Account Executive: Erika Avildsen
Account Executive Phone Number: 747-238-3514
Account Executive Email: Erika@AthasCapital.com
FICO: 611
Credit Grade: B
Term Requested: 12 months
Interest Rate: 10.5%
Prepay Protection: No
Occupancy: N/O/O
City and State Collateral was Located in: North Richland Hills, TX
Type of Collateral: SFR
Special Circumstances: Borrower just needed some quick cash out of his investment property to make some improvements on his real estate portfolio.
Highlights of this Deal: Quick cash out bridge loan
PLEASE CALL Erika Avildsen AT 747-238-3514 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Consumer loan with an exception for AG use on property! Free and clear property low LTV!
Loan Amount: $ 75,000
Broker Commission: $ 2200
Athas Account Executive: Erika Avildsen
Account Executive Phone Number: 747-238-3514
Account Executive Email: Erika@AthasCapital.com
FICO: 642
Credit Grade: B
Term Requested: 7/23
Interest Rate: 7.875%
Prepay Protection: No
Occupancy: O/O
City and State Collateral was Located in: Riverside, CA
Type of Collateral: 3 unit
Special Circumstances: Super low LTV on a free and clear Residential AG zoned property. Borrower just needed some cash out for debt consolidation. One of the borrower’s tenant runs a small business on the property. Other lenders were not okay with this, but we got is done.
Highlights of this Deal: Consumer loan with AG zoning all cash out.
PLEASE CALL Erika Avildsen AT 747-238-3514 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No Income No Problem!! Refi Cash Out/ Investment!!
Loan Amount: $ 129,500
Broker Commission: $6475
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949.393.1892
Account Executive Email: jacqueline@athascapital.com
FICO: 587
Credit Grade: B
Term Requested: 1-year INTEREST ONLY
Interest Rate: 10.50%
Prepay Protection: No PREPAY
Occupancy: Non-Owner
City and State Collateral was Located in: Porterville, CA
Type of Collateral: SFR
Special Circumstances: Borrower was unable to obtain financing from other institutions on Investment property due to the amount of deferred maintenance. We were able to deliver the borrower the financing/cash out needed for the home improvements. Borrower provided No Income documentation, No Income Stated and No Income Verified. We closed this loan in 15 days!
Highlights of this Deal:
•Obtained Cash out to improve home
•No Income Stated/ Verified/ Documented
•Limited/imperfect credit
PLEASE CALL JACQUELINE IENNI AT (949) 393.1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No Income Stated/Documented Foreign National Investment Purchase!!
Loan Amount: $ 175,000
Broker Commission: $3500
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949.393.1892
Account Executive Email: jacqueline@athascapital.com
FICO: 666
Credit Grade: A
Term Requested: 2-year INTEREST ONLY
Interest Rate: 8.50%
Prepay Protection: NO PREPAY
Occupancy: Non-Owner
City and State Collateral was Located in: LONG BEACH, CA
Type of Collateral: CONDO
Special Circumstances: Foreign National buyer looking to purchase his 1st Investment property. Borrower has only been in the US for 1 yr. with limited credit, no proof of income, no source/ seasoning of funds wired directly to escrow and only providing a passport for identification. We closed this loan in less than 15 days.
Highlights of this Deal:
•First Time Homebuyer
•No Income Stated/ Verified/ Documented
•Foreign National
•Limited credit
•Passport Only for Identification
PLEASE CALL JACQUELINE IENNI AT (949) 393.1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

No Income No Problem!! Refi Cash Out!!
Loan Amount: $ 129,500
Broker Commission: $6475
Athas Account Executive: JACQUELINE IENNI
Account Executive Phone Number: 949.393.1892
Account Executive Email: jacqueline@athascapital.com
FICO: 587
Credit Grade: B
Term Requested: 1-year INTEREST ONLY
Interest Rate: 10.50%
Prepay Protection: No PREPAY
Occupancy: Non-Owner
City and State Collateral was Located in: Porterville, CA
Type of Collateral: SFR
Special Circumstances: Borrower needed a debt cons/cash out refi to pay off a private 2nd balloon w/ cash in hand for an investment opportunity with blemished credit and unable to provide Income documentation. We were able to satisfy the customers’ needs with our NO Income Stated program and closed it in 15 days!
Highlights of this Deal:
•Obtained Cash out and paid off private 2nd
•No Income Stated/ Verified/ Documented
•Limited/imperfect credit
PLEASE CALL JACQUELINE IENNI AT (949) 393.1892 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Mortgage Note was ballooning and it was a race to close before 10% penalty hit!
Loan Amount: $ 310,000
Broker Commission: $ 7,750
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@AthasCapital.com
FICO: 589
Credit Grade: B
Term Requested: 6 months
Interest Rate: 8.99
Prepay Protection: No Pre Pay Protection
Occupancy: Non-Owner
City and State Collateral was Located in: Riverside, Ca
Type of Collateral: SFR
Special Circumstances: The mortgage note was ballooning and if not paid on time would have cost the borrower an extra $30,000!
Highlights of this Deal: Athas Capital came to the rescue when borrower call with only two weeks until her note ballooned. Our employees went into overdrive to assure that borrower’s loan funded in time! And it did!!
PLEASE CALL Jeff Krecioch AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Purchase Loan funded in 8 days!
Loan Amount: $ 241,000
Broker Commission: $ 3,615
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@AthasCapital.com
FICO: 604
Credit Grade: B
Term Requested: 12 months
Interest Rate: 8.99%
Prepay Protection: No Pre Pay Protection
Occupancy: Non-Owner
City and State Collateral was Located in: Phoenix, Arizona
Type of Collateral: SFR
Special Circumstances: Loan needed to close by the end of February per the purchase agreement.
Highlights of this Deal: Borrower did not sign our approval until February 20, 2018 and loan had to close by February 28, 2018! Athas Capital pulled off the miracle and got this deal funded on time!! Borrower’s back was against the wall and Athas came through for them with flying colors!
PLEASE CALL Jeff Krecioch AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Quick two week close on Sun City investment purchase!
Loan Amount: $ 217,500
Broker Commission: $ 2,675
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@AthasCapital.com
FICO: 693
Credit Grade: A
Term Requested: 3/1 ARM / 30 Year Loan Term
Interest Rate: 7.49%
Prepay Protection: 3 years
Occupancy: Non-Owner
City and State Collateral was Located in: Sun City, Ca
Type of Collateral: SFR
Special Circumstances: This deal needed to close quickly.
Highlights of this Deal: Borrower had gotten run around by previous broker and my broker took over transaction and we were able to close by the scheduled close of escrow date which surprised all parties to the transaction.
PLEASE CALL Jeff Krecioch AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreclosure bailout just in the nick of time!
Loan Amount: $ 877,500
Broker Commission: $ 22,932.50
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@AthasCapital.com
FICO: 602
Credit Grade: D
Term Requested: 36 months
Interest Rate: 9.99%
Prepay Protection: One Year
Occupancy: Non-Owner
City and State Collateral was Located in: Pasadena, Ca
Type of Collateral: SFR
Special Circumstances: Previous mortgage note had expired months ago and borrower was in foreclosure awaiting sale date.
Highlights of this Deal: Athas Capital Group was able to come in quickly and effectively guided this loan to a two week close. Borrower was able to save his property.
PLEASE CALL Jeff Krecioch AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Foreclosure Bailout funded quickly and just in time!
Loan Amount: $ 893,750
Broker Commission: $ 20,109.38
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@AthasCapital.com
FICO: 534
Credit Grade: D
Term Requested: 12 months
Interest Rate: 9.99%
Prepay Protection: No Pre Pay
Occupancy: Non-Owner
City and State Collateral was Located in: Union City, Ca
Type of Collateral: 9.99
Special Circumstances: Loan was in foreclosure over one year due to bankruptcy which had been dismissed.
Highlights of this Deal: Athas Capital was able to provide the borrower financing and take the borrower out of foreclosure after being in foreclosure over one year.
PLEASE CALL Jeff Krecioch AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Commercial loan note was ballooning, Athas pulled funding off in the nick of time!
Loan Amount: $ 450,000
Broker Commission: $ 9,000
Athas Account Executive: Jeff Krecioch
Account Executive Phone Number: 805-807-5875
Account Executive Email: Jeff@athascapital.com
FICO: 658 and 683
Credit Grade: A
Term Requested: 24 months
Interest Rate: 8.75%
Prepay Protection: No Pre Pay Protection
Occupancy: Partial Owner User Commercial
City and State Collateral was Located in: Edinburg, Texas
Type of Collateral: Office Building
Special Circumstances: Borrower’s note was coming due and we had to close loan by the end of February.
Highlights of this Deal: This was a commercial loan and they can take a bit longer to close because of commercial appraisal time. We were under a deadline to close by the end of February and we accomplished this with a total team effort here at Athas Capital Group.
PLEASE CALL Jeff Krecioch AT 805-807-5875 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

New Jersey rental home… no income, no problem!
Loan Amount: $ 190,000
Broker Commission: $ 8,145
Athas Account Executive: Jon Nierengarten
Account Executive Phone Number: 818-877-4240
Account Executive Email: jon@athascapital.com
FICO: 671
Credit Grade: A-
Term Requested: 30 Years
Interest Rate: 7.875
Prepay Protection: NONE
Occupancy: Tenant
City and State Collateral was Located in: Brigantine, NJ
Type of Collateral: SFR
Special Circumstances: Self-employed borrower seeking a NO INCOME long-term loan on their recently constructed rental home.
Highlights of this Deal: No income, no tax returns, no 4506-T and STILL got a sub 8% rate… IN NEW JERSEY!
PLEASE CALL JON NIERENGARTEN AT (818)-877-4240 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Recent Foreclosure = $422,500.00 Cash out
Loan Amount: $ 422,500.00
Broker Commission: $ 4,22.5.00
Athas Account Executive: Jennifer Valko
Account Executive Phone Number: 949-572-8413
Account Executive Email: Jennifer@athascapital.com
FICO: 585
Credit Grade: D
Term Requested: 24 Months
Interest Rate: 9.99
Prepay Protection: No Pre-Pay
Occupancy: NOO
City and State Collateral was Located in: Houston, TX
Type of Collateral: SFR
Special Circumstances: Borrower owned the Property free and clear but had another property that was in foreclosure within the past 12 months. Borrower need the cash out to grow his business and we were able to give him cash out of $422,500.00 with a 585 credit score and a recent foreclosure.
Highlights of this Deal: Borrower had a 585 Fico, Recent foreclosure, multiple title issues that we helped him resolve and gave him 442,500.00 to help grow his business.
PLEASE CALL Jennifer Valko AT 818.877.4293 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

From Foreclosure to Savings in 2 weeks
Loan Amount: $ 211,250.00
Broker Commission: $ 4,225.00
Athas Account Executive: Jennifer Valko
Account Executive Phone Number: 949-572-8413
Account Executive Email: jennifer@athascapital.com
FICO: 509
Credit Grade: D
Term Requested: 36 Mo
Interest Rate: 10.99
Prepay Protection: No Prepay
Occupancy: NOO
City and State Collateral was Located in: Fair Oaks, CA
Type of Collateral: SFR
Special Circumstances: Borrowers were 90 days late on their mortgage and had substantial credit card debit making it near impossible to keep up with everything.
Highlights of this Deal: Athas Capital refinanced the property saving them from an impending foreclosure and paid off their credit card debit. Borrowers are now in a position to afford their monthly payments and able to improve their credit scores. After 3 years they will be able to refinance into a conventional loan once again cutting their monthly payment again.
PLEASE CALL Jennifer Valko AT 818.877.4293 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Low Rate – No Income Verified Loan funded within 12 days of submission!!!
Loan Amount: $231,000
Broker Commission: $2,310
Athas Account Executive: Mariam Jasemi
Account Executive Phone Number: 818-930-5553
Account Executive Email: mariam@athascapital.com
FICO: 800
Credit Grade: A+
Term Requested: 30 Year Fixed
Interest Rate: 5.99%
Prepay Protection: 3-Year Prepay
Occupancy: Non-Owner Occupied
City and State Collateral was Located in: Tracy, CA
Type of Collateral: Single Family
Special Circumstances: Borrower was very rate sensitive and could not stomach Hard Money Terms. He needed cash out on his free and clear investment property to fund his next real estate transaction. We secured a low rate of 5.99% fixed for 30 Years and funded this deals within a couple of weeks.
Highlights of this Deal: Low Rate – No Income Verified – Rental Survey – 30 Year Fixed Business Purpose Loan
PLEASE CALL MARIAM JASEMI AT 818-930-5553 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Borrower living with parents buys here 1st rental property with no income verified
Loan Amount: $317,400
Broker Commission: $ 6,348
Athas Account Executive: MICHAEL KAMA
Account Executive Phone Number: (818) 930-5558
Account Executive Email: mkama@athascapital.com
FICO: 598
Credit Grade: “B”
Term Requested: 12 months
Interest Rate: 9.5%
Prepay Protection: No Pre PAy
Occupancy: Investment
City and State Collateral was Located in: Bellflower, CA
Type of Collateral: SFR
Special Circumstances: Borrower living with her parents wanted to buy an investment property. Proving NO Income whatsoever, Athas Capital was able to give her a loan in less than 2 weeks.
Highlights of this Deal: A first time home buyer with a 598 FICO came to Athas Capital with no Income provided and closed a loan in less than 2 weeks.
PLEASE CALL MICHAEL KAMA AT (818) 930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

534 Fico and getting social security—–no problem
Loan Amount: $250,000
Broker Commission: $5,000
Athas Account Executive: MICHAEL KAMA
Account Executive Phone Number: (818) 930-5558
Account Executive Email: mkama@athascapital.com
FICO: 534
Credit Grade: “C”
Term Requested: 7/23 – 7 year fixed
Interest Rate: 8.5%
Prepay Protection: No Pre Pay
Occupancy: Owner Occupied
City and State Collateral was Located in: Lemon Grove, CA
Type of Collateral: SFR
Special Circumstances: Couple with 534 Fico and 1 of them getting social security gets loan for the purchase of their primary residence. Athas Capital helps borrower own their home instead of being renters.
Highlights of this Deal: Low Fico and 1 borrower getting social security made this difficult for them to get a loan for their primary residence. Came to Athas Capital and less than a month, they have keys to a new HOME! Call Michael Kama for all your Non QM deals.
PLEASE CALL MICHAEL KAMA AT (818) 930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

It was so easy .. Let’s do it again! Refi- Cash out existing client. Business Purpose / Owner Occupied
Loan Amount: $ 290,000.00
Broker Commission: $ 3,625.00
Athas Account Executive: Mike Majidian
Account Executive Phone Number: 818-930-5569
Account Executive Email: mike@athascapital.com
FICO: 562
Credit Grade: B
Term Requested: 1 Year
Interest Rate: 8.99%
Prepay Protection: NONE
Occupancy: Owner Occupied
City and State Collateral was Located in: Long Beach, CA
Type of Collateral: Single Family
Special Circumstances:Borrower was in need of a Business Purpose loan to improve her business. Using 51% rule on her Owner-Occupied property, Athas Capital Group was able to process the loan quickly and deposit the cash needed into her business checking account.
Highlights of this Deal: RECORDED the loan and wired the money to my clients bank account !!!!
PLEASE CALL Mike Majidian AT 818-930-5569 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Lending with the Three “No’s” – NO Income…No DSCR…No Reserves!
Loan Amount: $626,500
Broker Commission: $6,265
Athas Account Executive: Marc Noddle
Account Executive Phone Number: 818-930-5579
Account Executive Email: Mnoddle@athascapital.com
FICO: 812
Credit Grade: A+
Term Requested: 12 Months
Interest Rate: 9.50%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: Lake Oswego, OR
Type of Collateral: SFR
Special Circumstances: This investor is retired and does not earn enough retirement income to qualify conventionally. Her global DTI using added rental income was not enough to qualify through conforming lending institutions.
Highlights of this Deal: This investor was looking to add to her existing investment real estate portfolio, and would not be able to qualify through conventional lending sources. Athas was able to secure financing for the borrower with the favorite “No’s” an investor can hear…. NO Income Verification required…NO Debt Servicing required…NO Reserves required.
PLEASE CALL Marc Noddle AT (818) 930-5579 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

LOWERING THE EXISTING RATE WITH A LONG TERM FINANCIAL SOLUTION!
Loan Amount: $149,100
Broker Commission: $2,982
Athas Account Executive: Marc Noddle
Account Executive Phone Number: 818-930-5579
Account Executive Email: Mnoddle@athascapital.com
FICO: 668
Credit Grade: A-
Term Requested: 360 Months
Interest Rate: 7.74%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: Stockton, CA
Type of Collateral: Condo
Special Circumstances: The broker had previously focused exclusively on commercial loans, but consistently received phone calls and marketing materials from Marc, their assigned AE, and decided to give residential properties a try. The broker learned more about Athas’ products and services and have now closed multiple NOO business purpose loans…with more on the way!
Highlights of this Deal: This investor had a Hard Money loan coming due with a previous lender, and needed to act quickly. The borrower was also rate sensitive and was looking for a longer-term loan to avoid worrying about a looming balloon payment. Athas was able to secure financing for the investor and check off all of his boxes…Lower Rate…Low fees and a long-term loan.
PLEASE CALL Marc Noddle AT (818) 930-5579 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Lease Option to buy
Loan Amount: $ 1,304,000
Broker Commission: $ 26,080
Athas Account Executive: MICHAEL KAMA
Account Executive Phone Number: (818) 930-5558
Account Executive Email: mkama@athascapital.com
FICO: 706
Credit Grade: “A”
Term Requested: 30 Year Fixed
Interest Rate: 7.75%
Prepay Protection: No Pre PAy
Occupancy: Owner Occupied
City and State Collateral was Located in: Manhattan Beach, CA
Type of Collateral: SFR
Special Circumstances: Borrowers have been living in property for years. Sellers were looking to sell. Athas Capital was able to use all the rental payments and allow them to buy the property using the appraised value.
Highlights of this Deal: After getting an extension on escrow, Athas came through and got the borrowers to be Home Owners and not renters.
PLEASE CALL MICHAEL KAMA AT (818) 930-5558 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Hawaii One O to rescue!!
Investors needed to close fast, running out of time.
Loan Amount: $1,015,000.00
Broker Commission: $ 10,150.00
Athas Account Executive: Mike Majidian
Account Executive Phone Number: 818-930-5569
Account Executive Email: mike@athascapital.com
FICO: 750
Credit Grade: A+
Term Requested: 24 months I/O
Interest Rate: 9.99%
Prepay Protection: NONE
Occupancy: NON-Owner Occupied
City and State Collateral was Located in: HONOLULU, HI
Type of Collateral: Single Family Residence
Special Circumstances: Current lender over promised and didn’t deliver. Athas is here to rescue. Hawaii 1.0 Athas Capital Group creatively used the HM Back East Program HMBE1.0 and customized it for Hawaii One O.
Athas is that kind of lender!!! Borrowers were in shock when they received their approval and watched the UW / AM team to go to work for them.
Highlights of this Deal: The highlights were, when approval was issued 2/16/2018 and when we funded 2/28/2018 right on COE!!
PLEASE CALL Mike Majidian AT 818-930-5569 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

AN IMPOSSIBLE-TO-SECURE REBUILD LETTER ISN’T IMPOSSIBLE FOR ATHAS TO OVERCOME!
Loan Amount: $161,000
Broker Commission: $4,427.50
Athas Account Executive: Marc Noddle
Account Executive Phone Number: 818-930-5579
Account Executive Email: Mnoddle@athascapital.com
FICO: 711
Credit Grade: A
Term Requested: 360 Months
Interest Rate: 8.24%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: Shirley, NY
Type of Collateral: SFR
Special Circumstances: This rental property was located in a uniquely zoned suburb in Long Island, making the subject property non-conforming. Despite the assurances from the broker that the city planning commission would be uncooperative in providing a rebuild letter, Athas’ top-notch operations department was able to “do the impossible” and secure documentation from the city.
Highlights of this Deal: This investor was looking to pull cash-out on this rental property to acquire a future investment property. They were seeking long-term financing without being required to show their ability to repay. Athas Capital was able to provide the financing they were seeking at PAR, all without having to show proof of reserves or the property needing to debt service.
PLEASE CALL Marc Noddle AT (818) 930-5579 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Athas Provides Financing for Another Non-Warrantable Condo!
Loan Amount: $164,500
Broker Commission: $3,290
Athas Account Executive: Marc Noddle
Account Executive Phone Number: 818-930-5579
Account Executive Email: Mnoddle@athascapital.com
FICO: 693
Credit Grade: A
Term Requested: 12 Months
Interest Rate: 9.50%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: Sunny Isles Beach, FL
Type of Collateral: Condo
Highlights of this Deal: This investor couldn’t qualify for a conventional loan due to a recent loan modification. What is an insurmountable obstacle in the conventional world is NO PROBLEM for Athas Capital with our Investment Property Cashflow programs. Athas was able to help the investor secure cash-out on this investment property, all with no DSCR / No DTI / No Reserves required.
PLEASE CALL Marc Noddle AT (818) 930-5579 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NINA!!!! = no income no assets
Loan Amount: $526,400
Broker Commission: $17,087
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 683
Credit Grade: A
Term Requested: 1 year interest only
Interest Rate: 9.99
Prepay Protection: none
Occupancy: non-owner occupied
City and State Collateral was Located in: Artesia, CA
Type of Collateral: SFR
Special Circumstances: Business Purpose loan to invest in additional real estate
Highlights of this Deal: Value in $162,000 higher than projected allowing the borrower to take more funds for business purpose improving and growing his real estate portfolio
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Owner Occupied Purchase
Loan Amount: $487,500
Broker Commission: $9,750
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 801
Credit Grade: A
Term Requested: 30/30
Interest Rate: 5.99
Prepay Protection: 2 years
Occupancy: owner occupied
City and State Collateral was Located in: Chula Vista, CA
Type of Collateral: SFR
Special Circumstances: Owner Occupied Purchase
Highlights of this Deal: Used 12 months personal bank statements as income. Athas closed this TRID file in 14 business days!!!
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Owner Occupied cash in hand refi
Loan Amount: $490,000
Broker Commission: $10,300
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 694
Credit Grade: A
Term Requested: 30/30
Interest Rate: 5.99
Prepay Protection: 2 years
Occupancy: owner occupied
City and State Collateral was Located in: North Hollywood, CA
Type of Collateral: SFR
Special Circumstances: Owner Occupied refi and debt consolidation
Highlights of this Deal: Used 12 months personal bank statements as income. Lowered the borrowers rate and monthly debt.
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NINA!!!! = no income no assets
Loan Amount: $348,750
Broker Commission: $5,231.25
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 711
Credit Grade: A+
Term Requested: 1 year interest only
Interest Rate: 9.99
Prepay Protection: none
Occupancy: non-owner occupied
City and State Collateral was Located in: Elk Grove, CA
Type of Collateral: SFR
Special Circumstances: Business Purpose Purchase – rush
Highlights of this Deal: Rush purchase with no extension available. Athas closed this loan in 8 business days!!!!!
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NINA!!!! = no income no assets
Loan Amount: $623,000
Broker Commission: $6,825
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 796
Credit Grade: A+
Term Requested: 1 year interest only
Interest Rate: 8,5
Prepay Protection: none
Occupancy: non-owner occupied
City and State Collateral was Located in: Inglewood, CA
Type of Collateral: Office Building
Special Circumstances: Borrowers paid cash for the property
Highlights of this Deal: Refi on an office building to payoff hard money lender at a high rate. Athas made a guideline exception for DSCR to make this deal work.
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NINA!!!! NO INCOME – NO PROBLEM
Loan Amount: $442,000
Broker Commission: $14,055
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 543
Credit Grade: D
Term Requested: 1 year interest only
Interest Rate: 9.5
Prepay Protection: none
Occupancy: non-owner occupied
City and State Collateral was Located in: Los Angeles, CA
Type of Collateral: SFR
Special Circumstances: In NOD and needed the funds to fix up and sell
Highlights of this Deal: Athas funded this loan in 14 days to beat the bank and keep the borrowers equity
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

NINA!!!! = no income no assets
Loan Amount: $520,000
Broker Commission: $11,550
Athas Account Executive: Patty Kennedy
Account Executive Phone Number: 310-962-3513
Account Executive Email: patty@athascapital.com
FICO: 685
Credit Grade: A
Term Requested: 2 year interest only
Interest Rate: 9.99
Prepay Protection: none
Occupancy: non-owner occupied
City and State Collateral was Located in: Miami, FL
Type of Collateral: Condo
Special Circumstances: Cash out for business purpose
Highlights of this Deal: Borrower needed cash in hand quickly for a business opportunity and between Athas, Broker and borrower we were able to make this happen quickly while funding in an Entity
PLEASE CALL PATTY KENNEDY AT 310-962-3513 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“996,000 in CASH-OUT with NO INCOME REQUIRED!!!!!!
Loan Amount: $1,056,250
Broker Commission: $10,562.50
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 774
Credit Grade: A+
Term Requested: 30 YEAR FIXED
Interest Rate: 6.975%
Prepay Protection: 3 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Brooklyn, NY
Type of Collateral: 2 UNIT
Special Circumstances: Borrower was seeking close to 1 million in cash-out for a business venture. Borrower was extremely rate conscious and could not prove any income nor did he have any reserves. We were able to offer an incredible rate for a NO income Stated and Verified loan that required NO reserves, NO Debt service coverage, AND closed in 10 days!
Highlights of this Deal:
NO INCOME NEEDED!!!
NO RESERVES REQUIRED!!
NO DSCR!!
OVER $996,000 CASH IN HAND!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“7 DAY CLOSE”!!!!
Loan Amount: $277,500
Broker Commission: $6,937.50
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 818
Credit Grade: A+
Term Requested: 3/1 ARM
Interest Rate: 8.24%
Prepay Protection: 1 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Jamaica, NY
Type of Collateral: SFR
Special Circumstances: Borrower was seeking to Purchase a 2 unit property but could not prove income nor did he have any reserves and was seeking to close in 7 days. I was able to offer a NO doc loan, which required NO income or reserves whatsoever! The borrower elected to RUSH the appraisal and naturally we closed in 7 days!!! We also only required 30 days seasoning at 75% LTV!!!
Highlights of this Deal:
NO INCOME NEEDED!!!
NO RESERVES REQUIRED!!
NO DSCR!!
CLOSED in 7 days!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“NO DOC NON-OWNER CASH-OUT in LAGUNA NIGUEL”
Loan Amount: $312,000
Broker Commission: $8,019.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 750
Credit Grade: A+
Term Requested: 12 MONTHS
Interest Rate: 7.99%
Prepay Protection: NO PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Laguna Niguel, CA
Type of Collateral: Condo
Special Circumstances: This was a re-write of a loan I did in December of 2016. The Borrower’s loan had matured on his Investment Property and he was seeking another 12 months with cash-out to pursue a business venture. The process was seamless. We were able to offer another 12 Month term, NO INCOME STATED or VERIFED, with NO reserves required!!!
Highlights of this Deal:
NO INCOME NEEDED!!!
NO RESERVES REQUIRED!!!
NO DSCR!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“NO DOC…. NO PROBLEM”!!!
Loan Amount: $960,000
Broker Commission: $12,000.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 740
Credit Grade: A
Term Requested: 3/1 ARM
Interest Rate: 8.50%
Prepay Protection: 1 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Brooklyn, NY
Type of Collateral: 2 UNIT
Special Circumstances: Borrower was seeking a NO DOC loan for a 2-unit Investment property Purchase and couldn’t prove any income nor did he have any reserves. We were able to offer a NO Income Stated or Verified loan with no requirement for the property to debt service and no reserves needed. We also only required 30 days seasoning for the down payment at 75% LTV!!!
Highlights of this Deal:
NO INCOME NEEDED!!!
NO RESERVES REQUIRED!!
NO DSCR!!
ONLY 30 DAYS SEASONING for DOWN PAYMENT REQUIRED!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“OVER 600,000 CASH-OUT JUST LIKE THAT!!!
Loan Amount: $640,000
Broker Commission: $12,800
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 776
Credit Grade: A+
Term Requested: 12 MONTHS
Interest Rate: 8.50%
Prepay Protection: NO PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Hamptons, NY
Type of Collateral: SFR
Special Circumstances: Borrower was seeking a NO DOC loan on an Investment Property Purchase and could not prove income nor did she have any reserves. I was able to offer her a NO doc loan that was NO income stated or verified and did not require reserves or for the property to debt service. Also, we only required 30 days seasoning for the down payment at 75% LTV!!!
Highlights of this Deal:
NO INCOME NEEDED!!!
NO RESERVES REQUIRED!!
NO DSCR!!
OVER $600,000 CASH IN HAND!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“Just another NO DOC loan closed in 10 days!!!!
Loan Amount: $201,600
Broker Commission: $11,580.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 774
Credit Grade: A+
Term Requested: 30 YEAR FIXED
Interest Rate: 7.50%
Prepay Protection: 2 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Orlando, FL
Type of Collateral: SFR
Special Circumstances: Borrower was seeking to Purchase an Investment property but could not prove income and had no reserves. He was also seeking to close in 2 weeks. I was able to offer a NO doc loan which required NO INCOME stated or Verified with NO reserves required and met the deadline of two weeks!!!
Highlights of this Deal:
NO INCOME NEEDED!!!
NO RESERVES REQUIRED!!
NO DSCR!!
CLOSED in 10 days!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“THAT WAS EASY”!!!!
Loan Amount: $562,500
Broker Commission: $16,875.00
Athas Account Executive: Pasha Paran
Account Executive Phone Number: 818-930-5563
Account Executive Email: pasha@athascapital.com
FICO: 726
Credit Grade: A
Term Requested: 3/1 ARM
Interest Rate: 6.99%
Prepay Protection: 3 YEAR PRE-PAY
Occupancy: NON-OWNER
City and State Collateral was Located in: Brooklyn, NY
Type of Collateral: SFR
Special Circumstances: Borrower was seeking a NO DOC loan on an Investment Property Purchase and could not prove income nor did she have any reserves. I was able to offer her a NO doc loan that was NO income stated or verified and did not require reserves or for the property to debt service. Also, we only required 30 days seasoning for the down payment at 75% LTV!!!
Highlights of this Deal:
NO INCOME NEEDED!!!
NO RESERVES REQUIRED!!
NO DSCR!!
ONLY 30 DAYS SEASONING for DOWN PAYMENT REQUIRED!!!
PLEASE CALL PASH AT 818-930-5563 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Fixed, Flipped, and Saved
Loan Amount: $ 465,500
Broker Commission: $ 8,530
Athas Account Executive: Ryan Holcombe
Account Executive Phone Number: 805-328-9160
Account Executive Email: ryanh@athascapital.com
FICO: 802
Credit Grade: A+
Term Requested: Fix and Flip – 6 Month Interest Only
Interest Rate: 7.99%
Prepay Protection: No – Prepay
Occupancy: Investor
City and State Collateral was Located in: Placentia, CA
Type of Collateral: SFR
Special Circumstances: The borrower needed a super quick close to secure their investment property bought in a short sale. It could not get through a normal FHA because the pool was not in working order. The seller had multiple leans and complications clearing their title in order to sell the property to our borrower. Despite all of these complications, Athas managed to save the property from being foreclosed on for the seller all the while giving our borrower the funds to purchase this property.
Highlights of this Deal: Home saved from foreclosure and put into the hands of a deserving borrower.
PLEASE CALL RYAN HOLCOMBE AT 805-328-9160 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Helping Investors Around the Country
Loan Amount: $ 84,000
Broker Commission: $ 2,310
Athas Account Executive: Ryan Holcombe
Account Executive Phone Number: 805-328-9160
Account Executive Email: ryanh@athascapital.com
FICO: 684
Credit Grade: A-
Term Requested: 3/27 Arm
Interest Rate: 8.99%
Prepay Protection: 3 yr
Occupancy: NOO
City and State Collateral was Located in: Tampa, FL
Type of Collateral: SFR
Special Circumstances:
The borrower was looking for financing for his new investment purchase in Florida. The borrower could only speak Spanish and their business that they had set up to close with was not set up properly. Athas was able to bridge the communication gap and iron out all of the problems along the way to get this borrower to the signing table. The borrower enjoyed our service and product so much that they are already on the lookout for their next real estate purchase and will be using Athas to help with their financing needs.
Highlights of this Deal:
Spanish speaking borrower with a complicated entity. Managed to get this borrower to the signing table and will be helping finance all of their future purchases.
PLEASE CALL Ryan Holcombe AT 805-328-9160 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Service is our Specialty
Loan Amount: $ 160,550
Broker Commission: Retail
Athas Account Executive: Ryan Holcombe
Account Executive Phone Number: 805-328-9160
Account Executive Email: ryanh@athascapital.com
FICO: 685
Credit Grade: A-
Term Requested: 3/27 Arm
Interest Rate: 6.99%
Prepay Protection: 3 yr
Occupancy: NOO
City and State Collateral was Located in: Bakersfield, CA
Type of Collateral: 4 unit Multi Family
Special Circumstances: Met this borrower at a real estate expo in Los Angeles and introduced them to Athas. Borrower took out a loan previously through family members to purchase another piece of real estate in southern California. That loan put liens on his rental property that he owned free and clear. We were able to quickly correct this mistake and took the cash out of the property for the borrower to be able to make future real estate purchases. During the process, the borrower’s fico dropped and put them into a lower tier credit grade ad subsequent change in pricing. However, we stayed true on our original rate promise to the borrower. Borrower was extremely satisfied by the end of the deal and is only using Athas for all of his future financing needs.
Highlights of this Deal: Retail deal fulfilling the borrower’s needs and securing his business for the future!
PLEASE CALL Ryan Holcombe AT 805-328-9160 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

Seaside Special Closed in 12 days
Loan Amount: $ 2,275,000
Broker Commission: $ 11,375
Athas Account Executive: Ryan Holcombe
Account Executive Phone Number: 805-328-9160
Account Executive Email: ryanh@athascapital.com
FICO: 684
Credit Grade: A
Term Requested: Jumbo Special – 1 yr Interest Only
Interest Rate: 7.50%
Prepay Protection: No – Prepay
Occupancy: Investor
City and State Collateral was Located in: Corona Del Mar, CA
Type of Collateral: SFR
Special Circumstances:
The borrower had just purchased this beautiful property in full but needed to take cash out quickly to secure other real estate purchases. We only had a limited amount of time to get her the cash they needed to close. Luckily for her, Athas was there to help. Not only were we able to get them the cash they needed, but we did it at the lowest cost for Jumbo Hard Money available AND reimbursed the cost of their appraisal after closing. That’s what I call service and satisfaction!
Highlights of this Deal:
Borrower just purchased property and needed cash-out. Closed in 12 days at the lowest cost available for Jumbo Hard Money and reimbursed appraisal cost.
PLEASE CALL RYAN HOLCOMBE AT 805-328-9160 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

“FORECLOSURE BAILOUT in only 13 DAYS!”
Loan Amount: $ 516,750
Broker Commission: $13,713.75
Athas Account Executive: Shaedon Boudreaux
Account Executive Phone Number: 805-624-1387
Account Executive Email: shaedon@athascapital.com
FICO: 571
Credit Grade: D
Term Requested: 6 Month
Interest Rate: 8.99%
Prepay Protection: None
Occupancy: NOO
City and State Collateral was Located in: San Francisco, CA
Type of Collateral: SFR
Special Circumstances:
Borrower needed cash out to payoff liens and a past due note on their property. I recognized the urgency of this situation and put the loan officer and their processor on a fast track to move the file to closing in less than 13 business days.
Highlights of this Deal:
Fast Closing, Interest Only Loan, No Prepayment Penalty, No Minimum Interest, Foreclosure Client.
PLEASE CALL SHAEDON BOUDREAUX AT 805-624-1387 TO DISCUSS YOUR NEXT NON-PRIME LOAN REQUEST!

27001 Agoura Road Suite 200 Calabasas Hills, CA 91301
Phone: 1-877-877-1477
Email: info@athascapital.com

Licensed under the Department of Business Oversight California Finance Lenders Law. Loans are made or arranged under the Department of Business Oversight California Finance Lenders Law License # 603 F869 NMLS# 275237